https://www.desidime.com/discussions/credit-deposit-ratio-of-indian-banks?page=1#post_10008502
Ye kya hota hai wo bhi bataa do
Ye kya hota hai wo bhi bataa do
high CD ratio indicates red flag - liquidity and credit risks for banks.
Source?
Understanding these points can help individuals grasp the significance of the credit-deposit ratio and its implications for the banking system and the economy as a whole.
So this could mean, interest rates will go up?
is unused limit of credit card counted in this ratio? because many have few crores which they never use and will never default on either, so no risk for bank 😄
Asking for CD ratio meaning
Not its importance
Simply CD ratio = banks' total Loan / total Deposit