Smartbuy Usage Guide.

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Deal Subedar
Stone_man

I just received my HDFC Millenia debit card. So, asking all these questions in the context of HDFC Millenia DC. 

  • Do we have to register on HDFC smartbuy & Gyftr both.

  • Do we have to use same mobile number and email address as registered with bank on both the portals ( Smartbuy & Gyftr)

  • After opening smartbuy do we have to first login/register on smartbuy and then click on any gift card or we can directly click on any gift card without logging on smartbuy?

  • 5% cashback of DC will be credited in 90 days?

  • 5% cashback of smartbuy will be credited in how many days? Will it be visible in HDFC mobile app just like DC cashback, or it has to be redeemed from somewhere else (eg:- smartbuy may have a seperate section to redeem it's cashback) ? Will it show as promotional cashback in the debit card section of HDFC app? 

  • What is minimum redemption amount for Smartbuy cashback?

  • Is 5% smartbuy cashback & 5% HDFC DC cashback applicable on every gift card (eg:- Amazon, flipkart, bigbasket etc)

  • In the Millenia t&c page, they have mentioned 5% cashback on payzapp as well. We can buy gift card from payzapp as well? 

  • I hope we can use/open smartbuy in desktop/browser it's not a necessity to access smartbuy using payzapp/ HDFC Mobile app. 

I am new here, so please forgive me if any of my questions seem vague or obvious.

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Deal Lieutenant Deal Lieutenant
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  • Yes, you have to register on smartbuy (it will automatically create account on gyftr).
  • Same mobile/email is not mandatory but same is advisable.
  • You can just search "hdfc gyftr" and proceed to buy any gv, and pay via hdfc dc.
  • If you buy using gyftr website, millenia dc gives 5 (smartbuy, promotional) + 5% (card feature, loyalty), both takes 2-3 months to credit.
  • If you use payzapp, then you only get 3% cashpoint instead of 5% smartbuy cashback, 5% card feature as it is.
  • Min redemption for smartbuy cb is 0, but for loyalty it's 400, both can be redeemed via netbanking.
  • Any gv can be purchased, but for amazon pay there is 3% proc fee currently
Deal Subedar Deal Subedar
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So smartbuy cashback will also be visible in the hdfc app right? 

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Deal Subedar Deal Subedar
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May you kindly confirm if it's necessary to first open offer.smartbuy.com then click on gyftr and then login and then place order.

(Getting on Gyftr through Smartbuy)

Or we can directly open https://www.gyftr.com/instantvo...rs  and place order from there, will it be counted against offer ( Bonus + Base rewards)?

In SMS that I received it's saying 250 spent on HDFC bank card xxxx at GYFTRCOM8229547.

I used the first method.

Somewhere on youtube I heard that Merchant name in transaction SMS should be only GYFTR COM VIA SMARTBUY to it to be eligible for offer.

On HDFC payment page it never shows the merchant name.

@SARDARKHAN , @Sachin9811 , @abhishek012 , @sauravDD Tagging for help.

Deal Cadet Deal Cadet
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If you did 1st step, no one can stop you from getting points. If in any case you dont, just complain. I use 1st method.

I find payzapp easier to buy voucher.

There is a separate website where if you register you start getting the merchant name on the HDFC otp page. https://netsafe.hdfcbank.com/ACSWeb/enrolljsp/R...  

Deal Subedar Deal Subedar
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So, If I am understanding it correctly. 

I have to:

1. Open Payzapp > Scroll down 

2. Click on Banner of smartbuy (upto 10% cashback).

3. Scroll down  click on any voucher from the section e-voucher from top brands.

4. sign in into Gyftr 

5. Choose denomination

6. on checkout page click on "pay xxx rs".

7. Payment method interface will open, Now there is just one option as compared to website. In website (DC/CC & Payzapp wallet ) In payzapp app ( HDFC Payzapp)

8. Click on payzapp option , then enter card details  and make payment.

If I will do this, then I will get 10% cashback in my debit card or it will be 5% in debit card & 5% in payzapp wallet ?

Also, this image is confusing me.  Which among these 3 am I choosing when I am trying to buy gc from payzapp?  I don't think it could be first one ( Debit card through Web/PWA/Mlite), it has to be something among 2nd (Debit card through PayZapp shop) or 3rd (PayZapp wallet). In both the cases I am only going to get points in payzapp wallet, right? Also, suppose if I am choosing 3rd option, then will I get 5% DC cashback ? Because Millenia DC is only giving 1% reward on wallet load transaction. This image is very confusing, it never clearly says that you will get 10% cashback on using Millenia DC, it is stuck at 5%. 

image




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