Google Pay to suggest Best Credit Card at Checkout!

Credit Cards are a great option when you are looking to save as well as earn (loyalty rewards) on high-end products or daily essentials. Everyday credit card offers keep on changing from shopping categories to online stores. What if you don’t need to keep a check on these while shopping for your favorite stuff?

Well, at the recent Google I/O developer conference 2022, Rajiv Apana (Google Pay product lead) shared some light on Google Pay’s future plans. It included Virtual Cards support and Digital Wallet upgrades. However, the most exciting one was for credit card users in India. Before moving forward, here are the Best Credit Card offers for you!

Apana discussed that Google Pay can come up with a service which would recommend which credit card to use at checkout. The credit card which offers the highest points, cashback, purchase protection, etc. will be recommended. Thus, users will not have to check each credit card offer every time thoroughly. You can go through the latest Google Pay offers here.

“In the future, we will look to provide even more helpful information about the card benefits such as points, cashback, and purchase predictions, so our users can make the best choice when they are checking out". 

Today, there are several credit cards catering benefits to different categories like fuel, food, shopping, movies, games, and much more. Thus, if Google Pay gets this feature then it will be super easy for users to select the best credit card for a particular category as you will be able to see the points and cashback offers. You can check out How to add a credit card to Google Pay?

For instance, you want to buy a mobile from a Google Pay merchant. Now, at checkout you will be shown the effective price (deducting points, cashback, and other rewards) of that mobile via the best credit card option. Similarly, you plan to buy a laptop. This time it may show a different credit card option as it might give you more savings or benefits.

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• Top 5 Best Fuel Credit Cards in India 2022
• Top 5 Lifetime Free Credit Cards in India in 2022

If Google Pay pulls this off then it will be a game changing event in the digital wallets space, and will send warnings to Amazon Pay, Paytm, PhonePe, and others. What do you think about this? Do let us know in the comments below.