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I have requested for closure. Today it is showing blocked. No confirmation email received from axio or amazon. Let me know what to do now?
How to Delete Amazon Pay Later Account Permanently?
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How to Delete Amazon Pay Later Account Permanently?
Here is the guide to successfully Delete your Amazon Pay Later Account Permanently. Amazon Pay Later promises organized lending, good Buy Now Pay Later rates, and Amazon Pay Cashback offers.
by FighterMan
Updated: 15 Jul, 2022, 17:47 IST
36
81254
With RBI taking strict actions on Buy Now Pay Later (BNPL) service providers, many are looking to permanently delete their account. Their reasons include CIBIL Score negative impacts, personal info misuse, and higher interests among others. Thus, we have got you the way to Delete Amazon Pay Later Account Permanently instead of just Deactivating or Temporarily Pausing it. You can also keep it inactive as it has no drawbacks.
Before proceeding, make a note that once you close your Amazon Pay Later account permanently then you may not be able to reopen it. After closure you will see ‘Blocked (Locked)’ status on your Amazon app in Amazon Pay under Amazon Pay Later. You can also read our article on How to Delete SlicePay Account Permanently?
Amazon Pay Later: All you need to know
Amazon Pay Later is a Buy Now Pay Later service whose lending partners are Axio (formerly Capital Float) and IDFC First Bank. You can pay next month or in EMIs ranging from 3-12 months. The credit limit here is upto ₹60,000.
Amazon Pay Later has got good return/replacement/refund norms which enables its customers for hassle-free online shopping experience. Its late payment fees range from ₹100-₹500 plus 18% GST.
Talking about offers, they are limited to only Amazon Pay services like recharges, bill payments, travel bookings, Amazon shopping, and others. Usually users get it in the form of Amazon Pay Cashback. New Amazon Pay Later users get attracted with good offers.
How to Delete your Amazon Pay Later Account Permanently?
Checkout the ways in which you can Delete your Amazon Pay Later Account Permanently.
Contact Amazon Customer Care
You can Contact the Amazon Customer Care Team to Delete your Amazon Pay Later Account Permanently. There is the call and chat option available. This is better than the email process.
Contact Axio (formerly Capital Float) Customer Service
If the above method does not work then go for Axio support if it is your lender. Their Working Hours are 9:00 am to 9:00 pm on All days.
Call |
080-68075001 |
IDFC FIRST Bank Customer Service
If IDFC FIRST Bank is your lender then this is the sure shot way to Delete your Amazon Pay Later Account Permanently. You can call the IDFC FIRST Bank Customer Service team on 1860 500 9900 from 9:30 am to 6:00 pm on all working days except 2nd and 4th Saturday and Bank Holidays.
Reach out to RBI Ombudsman
If none of the above works then the only way out is RBI Ombudsman. You can Reach out to the RBI Ombudsman and file a complaint. Simply register, give complaint details, and submit. After this you will get a tracking ID for checking the status of your complaint. You will then get an email notification once there is a reply from RBI.
Checklist to Successfully Close your Amazon Pay Later Account Permanently
Make sure that your Amazon Pay Later account is permanently closed instead of Deactivated or Temporarily Paused status by following the checklist below.
Clear your pending dues.
Check for NOC from your lending provider which says that your Amazon Pay Later account is closed with all dues paid. It usually comes in 2-3 weeks of your account closure request.
After closure, your CIBIL score will go down a bit, but will be back in sometime.
Your CIBIL report may show Amazon Pay Later active as it might take 2-3 months to reflect closure.
Related Reads:-
How to cancel Amazon pay later account (2020)
Alert! Regarding Amazon Pay Later
We hope your queries regarding Amazon Pay Later permanent closure are covered. If not then please comment and let us know. Also, please share your valuable views on this.
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https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8570016
Capital Float CC never picks up my phone. Tried staying on call for 30 mins twice.
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8570066
swapnilrpatil wrote:Capital Float CC never picks up my phone. Tried staying on call for 30 mins twice.
Email is simplest plus you have ready proof
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8570070
dip08 wrote:
I have requested for closure. Today it is showing blocked. No confirmation email received from axio or amazon. Let me know what to do now?
In Amajhon app it will show blocked only.
Keep an eye out for the related entries in your credit report. Ideally in 2-3 months they should reflect as closed
Edit: Amazon Pay Later 'box' shows blocked but when click it, it shows closed 😊 @dipanshu8
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When CIBIL considers different kinds of loans as a criterion for a higher score, isn't it better to keep it open if it's already opened?
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8571624
ChiruK wrote:When CIBIL considers different kinds of loans as a criterion for a higher score, isn't it better to keep it open if it's already opened?
Yes tho some dimer say no to BNPL I am with you 1 BNPL is good. I got rid of of Az Pay Later only bcoz I got Slice 🍕😊
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8571754
Drop a mail to [email protected] , give them registered mobile number and ask to close apay later account.
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8572115
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8574664
How to close Paytm Postpaid account?
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8582613
fbs_dude wrote:This is probably the most requested question!
How to close Paytm Postpaid account?
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8605974
Bro the account was closed on 15 july, but i havent got any email from them that the account is closed. And no NOC as well. How to get that?
Ps . I requested for closure by contacting amazon .
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8605988
Please share the list of BNPL providers as through DD we came across so many offers providing cards,apps etc so it's time to cross verify every app ,card etc eg.UNI,slice,Junio,bharatpay,omnicard etc.,
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8606095
Also, the auto repayment is still active. What to do about this?
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8606109
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8606545
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dip08 wrote:
@pingpong
I didn't get any NOC. But yes I when I emailed them first, they asked me to confirm that account closure... and then i confirmed n then it closed... frankly i don't recall if they send me mail again saying yes your account is closed.
in amazon app it will show az pay later blocked.. and then u click on it it will show paylater closed... take snapshots of that and keep... i think u shud be fine
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8612745
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Also, the auto repayment is still active. What to do about this?
pingpong wrote:Thanks. I will also email axio to know the status.I didn't get any NOC. But yes I when I emailed them first, they asked me to confirm that account closure... and then i confirmed n then it closed... frankly i don't recall if they send me mail again saying yes your account is closed.
in amazon app it will show az pay later blocked.. and then u click on it it will show paylater closed... take snapshots of that and keep... i think u shud be fine
Also, the auto repayment is still active. What to do about this?
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8614044
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pingpong wrote:Few days back it was showing xlosed and now showing blocked. Check screenshotsI didn't get any NOC. But yes I when I emailed them first, they asked me to confirm that account closure... and then i confirmed n then it closed... frankly i don't recall if they send me mail again saying yes your account is closed.
in amazon app it will show az pay later blocked.. and then u click on it it will show paylater closed... take snapshots of that and keep... i think u shud be fine
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8615397
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dip08 wrote:
Few days back it was showing xlosed and now showing blocked. Check screenshots
This is strange... but I'm no expert so will not say there is some issue. Tho if it was "closed" it would appear conclusive.
Mine is still the same I just re-checked: Amazon Pay Later 'box' shows blocked but when click it, it shows closed
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8615407
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pingpong wrote:Mine also it is showing blocked. Anyway I received NOC from axio regarding apat later account closedThis is strange... but I'm no expert so will not say there is some issue. Tho if it was "closed" it would appear conclusive.
Mine is still the same I just re-checked: Amazon Pay Later 'box' shows blocked but when click it, it shows closed
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8615430
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8615436
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For that they told once your pay later closed we will send your NOC .
I requested them raise a ticket and do follow up until I gets NOC.
pingpong wrote:On the same day i got call from axio team i requested i want NOC .how to get NOC? did u email?
For third (n last time 😊) i'm clarifying:
a) externally is shows blocked
b) internally it shows closed
For that they told once your pay later closed we will send your NOC .
I requested them raise a ticket and do follow up until I gets NOC.
1
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muralece wrote:I also received NOC from axio, I emailed them today and they sent me noc. I do not know it is valid or not as it doesnt have any signature and amazon pay later is not mentioned. Only mentioned loan number. @pingpong
Mine also it is showing blocked. Anyway I received NOC from axio regarding apat later account closed
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8623014
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1993prince2008616 wrote:Anyone can help with this?
This is probably the most requested question!
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8674844
I have mailed many axio ids and tey my account not closed. what else to do guys ?
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8675391
Did anyone here manage to get the karur vyasya lender closed?
https://www.desidime.com/news/how-to-delete-amazon-pay-later-account-permanently?page=1#post_8676015
puneet848113 wrote:Chat amazon customer care. They will take your request and send a mail with link of account closure form. Fill the form and it will be closed after 10 daysI have mailed many axio ids and tey my account not closed. what else to do guys ?
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