How to Delete Amazon Pay Later Account Permanently?

Here is the guide to successfully Delete your Amazon Pay Later Account Permanently. Amazon Pay Later promises organized lending, good Buy Now Pay Later rates, and Amazon Pay Cashback offers.

by FighterMan Updated: 15 Jul, 2022, 17:47 IST
39 123255

With RBI taking strict actions on Buy Now Pay Later (BNPL) service providers, many are looking to permanently delete their account. Their reasons include CIBIL Score negative impacts, personal info misuse, and higher interests among others. Thus, we have got you the way to Delete Amazon Pay Later Account Permanently instead of just Deactivating or Temporarily Pausing it. You can also keep it inactive as it has no drawbacks.

https://cdn0.desidime.com/attachments/photos/788241/medium/maxresdefault_%285%29.jpg?1657886109

Before proceeding, make a note that once you close your Amazon Pay Later account permanently then you may not be able to reopen it. After closure you will see ‘Blocked (Locked)’ status on your Amazon app in Amazon Pay under Amazon Pay Later. You can also read our article on How to Delete SlicePay Account Permanently?

Amazon Pay Later: All you need to know

Amazon Pay Later is a Buy Now Pay Later service whose lending partners are Axio (formerly Capital Float) and IDFC First Bank. You can pay next month or in EMIs ranging from 3-12 months. The credit limit here is upto ₹60,000.

Amazon Pay Later has got good return/replacement/refund norms which enables its customers for hassle-free online shopping experience. Its late payment fees range from ₹100-₹500 plus 18% GST.

Talking about offers, they are limited to only Amazon Pay services like recharges, bill payments, travel bookings, Amazon shopping, and others. Usually users get it in the form of Amazon Pay Cashback. New Amazon Pay Later users get attracted with good offers.

How to Delete your Amazon Pay Later Account Permanently?

Checkout the ways in which you can Delete your Amazon Pay Later Account Permanently.

Contact Amazon Customer Care

You can Contact the Amazon Customer Care Team to Delete your Amazon Pay Later Account Permanently. There is the call and chat option available. This is better than the email process.

Contact Axio (formerly Capital Float) Customer Service

If the above method does not work then go for Axio support if it is your lender. Their Working Hours are 9:00 am to 9:00 pm on All days.

Email

[email protected]

Call

080-68075001

IDFC FIRST Bank Customer Service

If IDFC FIRST Bank is your lender then this is the sure shot way to Delete your Amazon Pay Later Account Permanently. You can call the IDFC FIRST Bank Customer Service team on 1860 500 9900 from 9:30 am to 6:00 pm on all working days except 2nd and 4th Saturday and Bank Holidays.

Reach out to RBI Ombudsman

If none of the above works then the only way out is RBI Ombudsman. You can Reach out to the RBI Ombudsman and file a complaint. Simply register, give complaint details, and submit. After this you will get a tracking ID for checking the status of your complaint. You will then get an email notification once there is a reply from RBI.

Checklist to Successfully Close your Amazon Pay Later Account Permanently

Make sure that your Amazon Pay Later account is permanently closed instead of Deactivated or Temporarily Paused status by following the checklist below.

  • Clear your pending dues.

  • Check for NOC from your lending provider which says that your Amazon Pay Later account is closed with all dues paid. It usually comes in 2-3 weeks of your account closure request.

  • After closure, your CIBIL score will go down a bit, but will be back in sometime.

  • Your CIBIL report may show Amazon Pay Later active as it might take 2-3 months to reflect closure.

Related Reads:-

How to cancel Amazon pay later account (2020)
Alert! Regarding Amazon Pay Later

We hope your queries regarding Amazon Pay Later permanent closure are covered. If not then please comment and let us know. Also, please share your valuable views on this.

Blogger
I love saving money on everything. My aim is to get my readers what they are looking for and that too without wasting much of their time. Whatever I am writing on, you are sure to find a way to save good!
39 Comments  |  
22 Dimers
  • Sort By
Spearhead Spearhead
Link Copied
I have requested for closure. Today it is showing blocked. No confirmation email received from axio or amazon. Let me know what to do now?
Critic Critic
Link Copied

In Amajhon app it will show blocked only.

Keep an eye out for the related entries in your credit report. Ideally in 2-3 months they should reflect as closed

Edit: Amazon Pay Later 'box' shows blocked but when click it, it shows closed 😊 @dipanshu8

Deal Subedar Deal Subedar
Link Copied

Capital Float CC never picks up my phone. Tried staying on call for 30 mins twice.

Critic Critic
Link Copied

Email is simplest plus you have ready proof

Deal Subedar Deal Subedar
Link Copied

When CIBIL considers different kinds of loans as a criterion for a higher score, isn't it better to keep it open if it's already opened?

Critic Critic
Link Copied

Yes tho some dimer say no to BNPL I am with you 1 BNPL is good. I got rid of of Az Pay Later only bcoz I got Slice 🍕😊

Deal Lieutenant Deal Lieutenant
Link Copied
Drop a mail to [email protected] , give them registered mobile number and ask to close apay later account.
Spearhead Spearhead
Link Copied
plus1
Deal Newbie Deal Newbie
Link Copied
How to close Paytm Postpaid account?
Deal Cadet Deal Cadet
Link Copied
This is probably the most requested question!
View 2 more replies
Spearhead Spearhead
Link Copied
Bro the account was closed on 15 july, but i havent got any email from them that the account is closed. And no NOC as well. How to get that? Ps . I requested for closure by contacting amazon .
Spearhead Spearhead
Link Copied


@pingpong


View 12 more replies
Deal Subedar Deal Subedar
Link Copied
Please share the list of BNPL providers as through DD we came across so many offers providing cards,apps etc so it's time to cross verify every app ,card etc eg.UNI,slice,Junio,bharatpay,omnicard etc.,
Spearhead Spearhead
Link Copied

Also, the auto repayment is still active. What to do about this?

Deal Cadet Deal Cadet
Link Copied

I have mailed many axio ids and tey my account not closed. what else to do guys ?

Deal Newbie Deal Newbie
Link Copied
Chat amazon customer care. They will take your request and send a mail with link of account closure form. Fill the form and it will be closed after 10 days
Deal Cadet Deal Cadet
Link Copied

Did anyone here manage to get the karur vyasya lender closed?

Spearhead Spearhead
Link Copied
When i checked in cred, it is showing karur vyasa bank as not closed but in amazon credit score it is showing the closing date is same as axio closing date.
Deal Cadet Deal Cadet
Link Copied
How to close mobikwik zip
Deal Newbie Deal Newbie
Link Copied

Want to cancel buy now pay later account

Deal Newbie Deal Newbie
Link Copied

Deactivate the Amazon pay later

Deal Newbie Deal Newbie
Link Copied

Deactivate my Amazon pay later account 

Deal Newbie Deal Newbie
Link Copied

Dear sir

Pleaseclose Amazon pay later 

Deal Newbie Deal Newbie
Link Copied

I want to permenently close my amazone paylater account

replyuser
Click here to reply
Reply