Online Recharge and Bill Payment Apps that will help you save Money in 2021

Check out top Online Recharge and Bill Payment Apps that will help you save money via coupons and discounts offers.

by Akansha_B Updated: 02 Jul, 2021, 17:44 IST
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Do you remember the long queues and hours of waiting to pay a light bill or make a gas booking? With digital payment and online recharge apps, life has been much more manageable and timesaving. While many apps are available for digital payment, only a few have topped the users' trust list. These Apps allow us the freedom to pay electricity, mobile, insurance, credit card and gas bills and recharges anytime and anywhere.

Well, that's not all - These apps offer various discounts and deals on every recharge, which makes them even more useful and money-saving. You can make use of Coupon Codes and Offer to add benefits and cash backs.

The success can be assessed by the sheer number of mobile-based E-recharge services that have increased in India gradually over the years. The new services are usually the ones that offer the most profitable deals. Here are some must-try Recharge and Bill Payment Apps for mobile and bill payment apps that provide complete and efficient solutions.


Paytm has been the most reliable app during the nation's monetary changes, and it has become a vital part of the payment for all of us. Paytm is used by a large population of our country, and it has also brought a revolution for people who believed online payments were safe. The active e-wallet and UPI app offer many services on its platform, including online payments, money transfer, shopping, recharge facilities, bill payments, movie, bus, and air tickets.

Paytm has more than 300 million users, and presumably, that is its most significant disadvantage. Setting a bar for themselves in the market; there are limited deals, discounts, and cash backs in the app. However, if you look at the right place, you will get great Paytm Coupons, deals, and Paytm Transactions discounts. Let us help you find some of the top deals we offer for your users.

Top Paytm Coupons –

DD Exclusive First Timers - Get Rs. 150 Cashback on Paytm First Subscription on a Minimum transaction of Rs 750

100 % Cashback – New Users Can get 100% Cashback on recharge of DTH, Electricity, Mobile, Gas Bill Payment and Gas Cylinder Booking.

Paytm Recharge – Get Rs.150 cashback voucher on Jio recharge of minimum Rs 75.

You can search for Paytm coupons to get cash backs on the transactions done on Paytm.


PhonePe is the most straightforward solution to mobile recharges and bill payments. It is a UPI-enabled app that connects directly to your bank account for transactions. You can make regular payments via PhonePe App like pay utility bills, mobile recharge, funds transfer to family or friends, request money, etc. Users can also earn impressive rewards from PhonePe by referring the app to others.

Apart from the excellent mobile-wallet service, PhonePe offers multiple payment modes, and the best of all offer their users cashback and discount coupons. Sadly, the app doesn’t have the option to add money from your credit card in the wallet, like Paytm. However, you can pay your bills and do recharges using a credit card, though.

Google Pay (Tez)

Google Pay is a digital wallet and online payment platform developed by Google to power tap-to-pay buying on mobile devices, enabling users to make payments with Android phones, tablets or watches. Google Pay (Tez) will allow you to make online payments, mobile recharges, utility bill payments such as electricity bills, data card, DTH, landline bills, gas bills, life insurance policy payments, EMI, etc. GPay has been named as the number one UPI app, followed by Phone Pe, Paytm and WhatsApp


Like the above apps, the Mobikwik is a hassle-free mobile payment app for all your utility bills, mobile recharges, DTH recharge, shopping, etc. Mobikwik profits from its e-wallet that can be used to make payments at top retailers like BookMyShow, Big Basket, eBay, Myntra, Grofers, Domino’s Pizza, Shop Clues, OYO Rooms, IRCTC and more.

Overall, MobiKwik wallet is a semi-closed wallet approved for use by the Reserve Bank of India. Apart from its easy-to-use platform, it also comes with features like super cash-back offers. The app supports limited money transfer, and it’s impossible to use the entire Super Cashback. It is one of the top online mobile recharging and bill payments websites in India.


Acquired by Snapdeal on 8 April 2015, Freecharge app is one of the several booming Indian e-commerce sectors so far in India. FreeCharge provides online features like recharging mobile phones, online bill payments, DTH, etc. Through its app, Freecharge also offers online wallet features for all users. Freecharge allows its users on Android to send and receive their money via WhatsApp too.

Although it is now dwindling, it offers numerous exclusive deals and discounts via Freecharge coupons used at its partner stores to get discounts. FreeCharge has also started supporting merchant payments, which may not be as generally accepted as Paytm or Mobikwik but is steadily making progress.

Amazon Pay

Amazon strongly believes in being the one-stop solution for all your shopping needs. Amazon Pay is a digital payment app integrated into your Amazon account by Amazon. Via Amazon Pay add money to your account to make payment for bought goods and services from websites and mobile apps.

Amazon also partners with several services to support its e-payment and offers Amazon Pay coupons to avail discounts and cashback using the Pay balance. One can add up to Rs. 10,000 in their Pay account and use it to pay for food orders, Book movie tickets, gas, landline, mobile, electricity events, kindle eBooks, subscribe to OTT platforms and much more.


Launched by HDFC Bank Pay Zapp is a complete digital payment and purchase solution to make online bill payments, recharge, utility bills and more. Payzapp wallet is available to the customers of all central banks in India. This complete payment solution helps you recharge mobiles, DTH, gas bills, compare and book bus and hotels, flight tickets, etc. Above everything, you can find PayZapp Coupons for discounts and cashback conveniently on the app as well on our website.

These are our top picks for Online Recharge and Bill Payment Apps that will help you save money. Although every app has recharge and bill payment facilities on their platform, they differ from one another in one or the other aspect. It sure saves time and money if you Look or the right coupons and deals to go with your payments and transactions.

Let us know which ones the best among the lot and the experience you've had with it in the comment section below.

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Deal Lieutenant Deal Lieutenant

Pockets reh gaya.
T: Only Pockets left out

Deal Cadet Deal Cadet

FIRSTLPG code for lpg doesn’t work.

Deal Cadet Deal Cadet

Paytm, Freecharge and Phonepe are worst. They do have offers for new users. Payzapp, Mobikwik and Amazon pay are far better than that.

Deal Cadet Deal Cadet

Dwarkesh is new one, it’s new so use at your own risk.

Deal Newbie Deal Newbie

Payzapp doesn’t allow me full kyc, my kyc expired but payzapp says I’ll have to be hdfc user to complete full kyc.

Deal Newbie Deal Newbie

I’m able to add money to Phone pe wallet from my credit card

Entertainer Entertainer
Tushar261 wrote:

Dwarkesh is new one, it’s new so use at your own risk.

Dwarkesh..🤔. When ….?

Deal Cadet Deal Cadet

Excellent work. Vu + kg for efforts

Deal's Advocate Deal's Advocate
Tushar261 wrote:

Dwarkesh is new one, it’s new so use at your own risk.

Link, and what are the offers?

Deal Subedar Deal Subedar

Please add Pockets and Just Dial too!

Deal Subedar Deal Subedar

Amazon Pay is best considering one can get discounted Amazon Gift vouchers
Next Best PayZapp clubbed with Ace credit card or Amazon Credit card.