New Swiggy HDFC Credit Card Launch Date, Benefits & More

The Swiggy HDFC Credit Card launch has been confirmed by HDFC and Swiggy and both the companies have launched their collaborative credit card. Here is everything you need to know about the HDFC Swiggy Credit Card.

by Sahil_Jain Updated: 27 Jul, 2023, 20:05 IST
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The long-awaited HDFC Swiggy Credit Card has been launched by the HDFC Bank now and it comes with many benefits, especially on orders on the Swiggy app. This Swiggy HDFC Credit Card will offer a 10% cashback on all Swiggy orders, a 5% cashback on all online spending on other platforms, and a 1% cashback on all offline spending. Considering all these benefits, the HDFC Swiggy credit card would be a great CC for many users with its joining/renewal fee of just Rs. 500. Let’s talk a bit more about this new Swiggy HDFC Bank credit card, its benefits, and how you can apply for the Swiggy HDFC Credit Card right now. 

New Swiggy HDFC Credit Card With 10% Discount On Swiggy & More Benefits

HDFC Swiggy Credit Card: Swiggy HDFC Credit Card Launch Date

As of now, there's no single fixed Swiggy HDFC Bank Credit Card launch date. HDFC has announced that its Swiggy Credit Card would be available for users to apply for in a phased manner. As per the sources, all users from various regions in India will be able to apply for the Swiggy HDFC Credit Card within the next 7-10 days. This CC would be an entry-level one with a minimum joining/annual fee and a fee-waiver too, which would make the HDFC Swiggy Credit Card ideal for many people. 

Swiggy HDFC Bank Credit Card Benefits

Swiggy HDFC Bank Credit Card Benefits


The Swiggy HDFC Bank Credit Card comes with many benefits, the majority of which are for ordering food online on the Swiggy app. So, if your priority is getting better cashback on food and online spends, then the Swiggy HDFC Credit Card's benefits would surely help you. To summarize it all, here are the benefits of the Swiggy HDFC Bank Credit Card:

  • 10% Cashback on Swiggy - Food ordering, Instamart, Dineout, and Genie.
  • 5% Cashback on online shopping on various stores. You can check the list here.
  • 1% Cashback on all other spends, online and offline.
  • Complimentary Swiggy One membership for 3 months.

All these benefits of the Swiggy HDFC credit card are quite impressive and appealing too. The cashback that users will get with the Swiggy HDFC bank credit card is redeemable as Swiggy Money only, which, in my opinion, is quite restrictive for many users. 

Apply for Swiggy HDFC Credit Card Today 

You can easily apply for a Swiggy HDFC Credit Card by following these steps:

  • Visit the Swiggy HDFC Bank Credit Card page.
  • Select the 'Eligibility' tab. There, you will see the eligibility criteria for the Swiggy HDFC Credit Card.
  • Make sure that you meet all the requirements for the CC.
  • Select the 'Click Here' link from the text that says, 'Click here to apply for credit card'.  
  • Fill-in the required details and follow the on-screen instructions to apply for the HDFC Bank Swiggy Credit Card.

If you are as lazy as me and can't follow all those steps, simply apply for the Swiggy HDFC Bank Credit Card by visiting Swiggy and scanning the QR code that is given there. 

These two methods will help you get your very own Swiggy HDFC Credit Card and you will be able to enjoy it to its fullest. 

This is everything that you need to know about the Swiggy HDFC Credit Card. This new HDFC Credit Card was launched recently and has been very popular for a long time. The joining and renewal fee of the Swiggy HDFC Credit Card is ₹500, which can be waived off if the user spends Rs. 2,00,000 or more within a year. Considering the fee and its waiver, I'd say the benefits you get with the Swiggy HDFC Credit Card should have been better. The most irritating part for most users would be the fact that your cashback can be claimed only via Swiggy Money, which might not be the best option for all users, right? Do let us know what you think about this new credit card from HDFC Bank and Swiggy. 

Are you going to apply for the Swiggy HDFC Credit Card? Why not check out some of the Best Lifetime Free Credit Cards with Lounge Access? Or, if your preference is HDFC Bank only, then you can get the Best HDFC Lifetime Free Credit Card too.

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Sahil Jain is a personal finance and tech enthusiast who excels in matters related to tech and investment. His content revolves around mobile phone reviews, computers, operating systems, investments, credit cards, and other tech & finance topics.
Top Comments
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bronze wrote:
Thats just 500 per month afaik. Looking for some card with high or unlimited. Currently we use SBI CC until threshold of 5k cb, then switch to other cards
That's enough for the month for normal users.
25% cb upto ₹300 for Airtel
10% cb upto ₹500 for Swiggy, Zomato, BB
10% cb upto ₹300 for utility bills
1% on all other spends
This is the current limit on this Airtel Axis Card.

Deal Cadet Deal Cadet
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bronze wrote:

Any card giving 10 percent on zomato 😅

Airtel Axis gives 10% cashback over and above other promocodes used for both Zomato and Swiggy.
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Competition to SBI cashback card ? (5% cb on all online spends)
Generous Generous
jonsnow18 wrote:
Competition to SBI cashback card ? (5% cb on all online spends)

Only if there is no limit like 1000 inr max per month as seen in other hdfc cards

Generous Generous
jonsnow18 wrote:
Competition to SBI cashback card ? (5% cb on all online spends)
Probably, yes
But the SBI CB Card costs a lot and to compete with it, the Swiggy HDFC card would have to be more affordable or LTF to be the best one. 
Generous Generous
baludesi wrote:

Are there any limits on the 5% category 

Nothing has been specified yet either by HDFC Bank or Swiggy. We will be sure to update you if we get any new information regarding the same. 
Deal Captain Deal Captain
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Sahil_Jain wrote:
Nothing has been specified yet either by HDFC Bank or Swiggy. We will be sure to update you if we get any new information regarding the same. 
If CB is swiggy money then it won't be as lucrative as it seems now. Keep us posted, good work plus1
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Neversaynever wrote:
If CB is swiggy money then it won't be as lucrative as it seems now. Keep us posted, good work plus1
Swiggy Money has shut down.
Deal Lieutenant Deal Lieutenant
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suhasa010 wrote:
Swiggy Money has shut down.
It seems they have shut down the swiggy money powered by ICICI Bank, don't know if that has to do anything in partnering with HDFC and its launch of the new credit card 
Deal Cadet Deal Cadet
saikrishnag21 wrote:
Airtel Axis Bank give 10% cashback, is it better than this card?
It's a great card for Airtel Users giving 25% CB and 10% CB on other bills like electricity etc. Also, 10% CB on Zomato Swiggy Bigbasket as well. This card is giving 5% CB on all online spends which is a great deal. Both have their own perks. Overall, Airtel Axis is better imo.
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Smak wrote:
It seems they have shut down the swiggy money powered by ICICI Bank, don't know if that has to do anything in partnering with HDFC and its launch of the new credit card 
Probable.
Generous Generous
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Neversaynever wrote:
If CB is swiggy money then it won't be as lucrative as it seems now. Keep us posted, good work plus1
Surely, will update the post asap.
Thanks a lot!!
Generous Generous
saikrishnag21 wrote:
Airtel Axis Bank give 10% cashback, is it better than this card?
We can't say anything without knowing everything about this Swiggy HDFC card right now. 
Deal Newbie Deal Newbie

Any card giving 10 percent on zomato 😅

Finance Ninja Finance Ninja
bronze wrote:

Any card giving 10 percent on zomato 😅

Amazon selling Zomato E-gift Card - Redeemable online - Flat 9% cashback up to Rs.900.

If you have SBI Cashback credit card then use on Amazon to buy Zomato E-gift Card.

Total 9% + 5% benefit.

Deal Newbie Deal Newbie
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abhishek012 wrote:

Amazon selling Zomato E-gift Card - Redeemable online - Flat 9% cashback up to Rs.900.

If you have SBI Cashback credit card then use on Amazon to buy Zomato E-gift Card.

Total 9% + 5% benefit.

I have SBI cb card but the thing is there's a separate portal that we use within Zomato where gift cards can't be used only cc dc NetBanking 

Deal Cadet Deal Cadet

does it reflect same features to hdfc millenia except millenia offering 5% on swiggy?

Deal Newbie Deal Newbie

I am an HDFC CC holder, I applied for HDFC Neu, they said my application is put on hold because I already have HDFC CC.

So I guess they have one card per person kinda policy, anyone has multiple HDFC CC?

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mehuldugar wrote:
It's a great card for Airtel Users giving 25% CB and 10% CB on other bills like electricity etc. Also, 10% CB on Zomato Swiggy Bigbasket as well. This card is giving 5% CB on all online spends which is a great deal. Both have their own perks. Overall, Airtel Axis is better imo.

Airtel Axis doesnt give 5% off on all online spends. Please recheck.

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dealbhai wrote:

Airtel Axis doesnt give 5% off on all online spends. Please recheck.

I know. I was talking about 5% CB that this Swiggy HDFC card is going to offer.
Deal Cadet Deal Cadet
bronze wrote:

Any card giving 10 percent on zomato 😅

Airtel Axis gives 10% cashback over and above other promocodes used for both Zomato and Swiggy.
Deal Cadet Deal Cadet
Expand
mehuldugar wrote:
It's a great card for Airtel Users giving 25% CB and 10% CB on other bills like electricity etc. Also, 10% CB on Zomato Swiggy Bigbasket as well. This card is giving 5% CB on all online spends which is a great deal. Both have their own perks. Overall, Airtel Axis is better imo.
Great! innocent plus1VU + KG.
Deal Newbie Deal Newbie
stockskeliye386 wrote:

I am an HDFC CC holder, I applied for HDFC Neu, they said my application is put on hold because I already have HDFC CC.

So I guess they have one card per person kinda policy, anyone has multiple HDFC CC?

U can hold 2 hdfc cc if u have bank account. Otherwise request card manager to change card variant to swiggy insted of tata neu
Deal Cadet Deal Cadet
stockskeliye386 wrote:

I am an HDFC CC holder, I applied for HDFC Neu, they said my application is put on hold because I already have HDFC CC.

So I guess they have one card per person kinda policy, anyone has multiple HDFC CC?

I have HDFC regalia First. Last month got Neu Card. HDFC allows 1 normal and 1 co-branded
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