UPI Limit for Google Pay, Paytm, PhonePe, and other Wallets in 2023

Checkout the UPI Transaction Limits for popular Digital Wallets such as Google Pay, Paytm, PhonePe, Amazon Pay, and others in 2023.

by FighterMan Updated: 07 Jan, 2023, 07:15 IST
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UPI is back in news as it recorded 7.82 Billion Transactions worth ₹12.82 Lakh Crore in December 2022. This is the highest number till date. With 2023 started, let’s have a look at the UPI Limits for banks and wallets such as Google Pay, PhonePe, Paytm, Freecharge, Mobikwik, Cred, and Amazon Pay.

upi limit 2023

As per NPCI, the UPI Limit Per Day for a user is ₹1 Lakh for most banks and wallets. This includes the likes of SBI, HDFC, SVC, Axis, and ICICI bank. However, there are some restrictions in digital wallets so let’s check them out. Also, smaller banks have a UPI limit of ₹25,000 per day.

UPI Transection Limit 2023 [Video]
Google Pay UPI Limit 2023

UPI Limit per day

₹1 Lakh

UPI Transaction Limit per day

10

UPI Request Limit (asking for money)

₹2000

Paytm UPI Limit 2023

UPI Limit per day

₹1 Lakh

UPI Limit per hour

₹20,000

UPI Transaction Limit per day

20

UPI Transaction Limit per hour

5

PhonePe UPI Transaction Limit

UPI Limit per day

₹1,00,000

UPI Transaction Limit per day

Unlimited (may limit as per bank)

Amazon Pay UPI Limit 2023

UPI Limit per day

₹1 Lakh

UPI Transaction Limit per day

20

UPI Limit for New Users for 1st 24 hrs

₹5000

Freecharge UPI Limit

UPI Limit per day

₹1 Lakh

UPI Transaction Limit per day

15

Mobikwik UPI Limit

UPI Limit per day

₹1 Lakh

UPI Transaction Limit per day

Unlimited (may limit as per bank)

Cred

UPI Limit per day

₹1 Lakh

UPI Transaction Limit per day

10

BHIM UPI Limit 2023

UPI Limit for New Users for 1st 24 hrs

₹5000

UPI Limit per day

₹1 Lakh

UPI Limit for IPO  

₹5 Lakh (thanks to @abhishek012 for correction)

UPI Limit per day for USSD Transaction

₹5000

UPI Transaction Limit per day

10

If you use any other Digital Wallets for UPI Payments then please do share their UPI Limits with us. We have also covered a detailed article on UPI Transaction Limits by Banks, NPCI and PSP Apps in 2023 worth a read!

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@FighterMan 2 lakhs per day UPI limit for Credit card bill repayment, Mutual funds, AMC, Broking, Insurance, EMI repayment, Loan Repayment, collections including B2B, FIR and few others.

Cred app - Credit card bill repayment, 2 lakhs limit for almost all banks - https://www.desidime.com/discussions/upi-limit-...

Paytm app - Credit card bill repayment, 2 lakhs limit for almost all banks - https://www.desidime.com/discussions/good-news-...

UPI Limit for IPO is 5 lakhs, its your post https://www.desidime.com/news/sebi-announces-up...

Public debt investment limit via UPI also ₹5 lakhhttps://www.livemint.com/market/commodities/seb...

Few more thing you need to add or correct -

UPI Limit for New Users for 1st 24hrs is ₹5000 for Android Phone but iphone users need to wait for 72hrs.

UPI Lite limit - Rs200 per transaction and the total limit of UPI LITE Balance shall be Rs. 2000/- at any point in time - https://www.bhimupi.org.in/content/up...te

Also add "UPI 123Pay" (sound based/voice based/Misscall based UPI payment) - Per day transactions limit is INR 1,00,000 - https://www.npci.org.in/what-we-do/upi-123pa...qs

More details about UPI 123Pay - https://www.npci.org.in/what-we-do/upi-123pay/p...

Helpful Helpful

Bank wise bhi list daal do bhai.

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abhishek012 wrote:

@FighterMan 2 lakhs per day UPI limit for Credit card bill repayment, Mutual funds, AMC, Broking, Insurance, EMI repayment, Loan Repayment, collections including B2B, FIR and few others.

Cred app - Credit card bill repayment, 2 lakhs limit for almost all banks - https://www.desidime.com/discussions/upi-limit-...

Paytm app - Credit card bill repayment, 2 lakhs limit for almost all banks - https://www.desidime.com/discussions/good-news-...

UPI Limit for IPO is 5 lakhs, its your post https://www.desidime.com/news/sebi-announces-up...

Public debt investment limit via UPI also ₹5 lakhhttps://www.livemint.com/market/commodities/seb...

Few more thing you need to add or correct -

UPI Limit for New Users for 1st 24hrs is ₹5000 for Android Phone but iphone users need to wait for 72hrs.

UPI Lite limit - Rs200 per transaction and the total limit of UPI LITE Balance shall be Rs. 2000/- at any point in time - https://www.bhimupi.org.in/content/up...te

Also add "UPI 123Pay" (sound based/voice based/Misscall based UPI payment) - Per day transactions limit is INR 1,00,000 - https://www.npci.org.in/what-we-do/upi-123pa...qs

More details about UPI 123Pay - https://www.npci.org.in/what-we-do/upi-123pay/p...

thanks a ton buddy!
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