What are the Credit Card Spend offers for January 2022 in India?

Checkout these Credit Card Spend offers for January 2022 from SBI, HDFC, ICICI, and more and grab big savings!

by FighterMan Updated: 23 Jan, 2022, 20:11 IST
1 4649

We have listed down some of the offers on different Credit Cards. Do check and share other bank offers if you came across and found some useful ones and that can be applied in 2022 so others can also get the first pot of gold every month! Here are the Credit Card Spend offers for January 2022 in India.

ICICI Bank Credit Card Spend offers for January 2022
Samsung Electronics Shopping

It is for Samsung Offline & Online Store Cashback offer. If you are going to buy some electronics you must check the Samsung store outlet near you or Online you will Get Up To 27.5% Cashback Up To Rs 20,000.

Min Purchase Amount

Cashback

Rs.4,500

7.5%

Rs.7,500

12.5%

Rs.15,000

17.5%

Rs.20,000

22.5%

The minimum transaction amount is Rs. 20,000/-

Exceptions: For Microwave and Television Minimum transaction amount is Rs. 15,000/- And for Refrigerators and Washing machines it is Rs 14,000/-. The Samsung 80cm (32") T4340 Smart HD TV Price is Rs.17,490 online. You will get 17.5% Cashback i.e. Rs.3060. You can check this product if needed at a nearby outlet too.

Offer Validity: till 31st March 2022

Whirlpool Cashback Offline and Online Store Offer

Get upto 15% Cashback upto Rs.7,500 on Selected Products

  • Minimum purchase of Rs.20,000 upto Rs.7500 and get 15% Cashback
  • MinimumPurchase of Rs.15,000 upto Rs.5000 and get 10% Cashback
  • Minimum Purchase of Rs.15000 upto Rs.3000 and Get 5% Cashback

Croma

Croma having Electro Thursday Offers.Get Upto Rs.2000 off on Crome Stores and Online by using ICICI Bank Credit or Debit Card.

Checkout this Offers -

1. Get Flat Rs 1,000 off on purchase of Rs 15,000 – Rs 49,999 and Get Flat Rs 2,000 off on  purchase of Rs 50,000 & above by using ICICI Bank Debit and Credit Cards.

2. Get Flat Rs 1,250 off on purchase of Rs 15,000 – Rs 49,999 & flat Rs 2,500 discount on a purchase of Rs 50,000 & above by using ICICI Bank Debit Card and Credit Card EMI transactions.

3.Get Flat Rs 500 off on purchase of Rs 10,000 – Rs 14,999  using ICICI Bank Credit & Debit Cards.

4. Get Flat Rs 1,250 cashback on purchase of Rs 15,000 – Rs 49,999 & flat Rs 2,500 cashback on a purchase of Rs 50,000 & above using ICICI Bank Credit and Debit card EMI transactions.

Note - This Offer is valid only on Every Thursday till 31st March 2022

Apple Online Store

Get cashback up to Rs 10000 on iPhone, Mac, iPad, Watch, Accessories. Cashback offer is valid on both EMI and Non-EMI Transactions. You can use ICICI Debit and Credit Card both to make purchases.

You can check this product :

VIVO Phones

Want to buy a VIVO Smartphone Do check this offer which VIVO is Offering :

  • Get Upto Rs.5000 Cashback on Selected Vivo Phones

  • This Offer is only for EMI Transactions.

  • Offer is Valid on Both ICICI Debit and Credit Card

  • Only 1 Transaction per Card

Ferns & Petals offer

Since Valentine Day is just a Month away, gift your loved one something special or throw them a Surprise party. You can Purchase Cakes, Flowers, etc for Birthdays, anniversaries, etc from Ferns & Petals.

Get 20% Discount on a Minimum Purchase of Rs.999 i.e. Get Rs.200 Discount with Ferns & Petals promo code FNPICICI20. You can Make Payments through ICICI Bank Net Banking/ Pockets wallet/ ICICI Bank Credit Card or ICICI Bank Debit Card.

All the Above 3 offers are valid till 31st March 2022

Central In-Store Discount offer

Many People might be working from home and wearing the same old clothes might give you the feeling of laziness and Boredom. Change up your WFH Style by Shopping from Central. It has some great styles and discounts to offer. Shop for Rs.7500+ and Get 10% Instant Discount as shown below.

Offer

Transaction Type

10% Instant Discount upto Rs.1000

ICICI Credit Card Non-EMI

10% Instant Discount upto Rs.500

ICICI Debit Card Non-EMI

10% Instant Discount upto Rs.1500

EMI Transactions on ICICI Debit and Credit Card

The offer is also applicable on Amazon Pay ICICI Bank Credit Cards.

Offer Validity: till 31st January 2022.

Grocery offer
Supr Daily Cashback offer

Get Grocery at your doorsteps from Supr Daily. Add Rs.2000 as wallet money and get a Flat Rs.250 Cashback as Grocery Cash.

To avail of this offer, you will have to Use Supr Daily coupon ICICI250 and pay through your ICICI Bank credit/debit card to get instant 250 cashback on recharge of INR 2000 or more. This Grocery Cash(Rs.250) can be used to purchase all groceries on the application except fresh milk.

Note: Offer is Valid on Supr Daily App


HDFC Bank Credit Card Spend offers for January 2022

Grocery

BigBasket Cashback offer

Get 5% Cashback upto Rs.75 on a minimum purchase worth Rs.1000 Pay via PayZapp. Use Promo Code GROCERY to get Cashback. Offer valid till 31st January 2022.

Food and Dinner

Dominos

Order Pizzas, Beverages, etc from Dominos worth Rs.350 and get 10% Cashback upto Rs.50. Offer valid till 31st January 2022.

Swiggy Discount Offer

Order food from your Favorite Restaurant for Swiggy and Get 15% Discount Upto Rs.75 on orders above Rs.349.Use Coupon PAYZAPP75 on Website or App. Use HDFC Bank PayZapp Prepaid Virtual Card to avail of this offer. Offer valid till 31st January 2022.

The Whole Truth

Everyone likes to munch on Something while watching movies, Reading Books. But they are high on Calories. The Whole Truth Foods makes amazing Healthy and guilt-free snacks Order for it using HDFC Bank cards and get 20% off on healthy and guilt-free snacks. Use Code HDFCTRUTH. This Offer is Valid till 31st January 2022

Health & Wellness

Medibuddy

Medibuddy is Offering amazing offers if you use HDFC Bank Cards. Check out the Offers to take advantage of this

  • Get Flat 50% off + Additional Rs.50 Cashback on Medibuddy Gold membership Use Code - HDFCGOLD

  • Get Flat 90% off Online doctor consultation and an additional 10% Cashback Use Coupon Code HDFCDOC. After Applying the Code at Checkout Pay the remaining amount by using your HDFC card to get an additional 30% cashback. It is valid only on First Consultation.

  • Get Full Body Health Checkup at Medibuddy by Using HDFC Bank Cards Get it Just at Rs.249.Use Coupon Code: HDFCLAB22.By using this Code you will get an Instant 50% discount & an Additional 15% cashback

  • Order Medicines from Medibuddy and Get Flat 18% off and additional 10% cashback Use Coupon Code: MBHDFC20

This Offers of Medibuddy are Valid on both Website and App. They are valid till 31st March 2022

Apollo 24/7

Order Medicines from Apollo 24/7 andUse Code HDFC15 and get a Flat 15% off.No Minimum Order Value. There is no limit on discount. You can use this code multiple times. It is valid on HDFC Debit and Credit Cards. This offer is valid till 31st March 2022

Another Amazing Offer

Use HDFC Credit Card and Get Flat Rs.150 off on a minimum Purchase of Rs.1500. This Offer is Valid till 31st January 2022

Beauty and Personal Care

Myprotein

You can also get a Flat 30% off on all Myprotein Products like Gym Clothing, Supplements, etc using HDFC Credit and Debit Cards. No Minimum Order Value. This offer is valid till 31st January 2022

Earth Rhythm

Shop Body Care, Hair Care, etc Products from Earth Rhythm using HDFC Bank Cards and get an Extra 10% off no Minimum Order Value. This offer is valid till 31st January 2022.

HealthKart

Order Multivitamins, Protein powders, etc from Healthkart and get 10% off up to Rs.300 on a Minimum Purchase of Rs.999. This offer is valid till 31st March 2022.

Mother Sparsh

When it comes to baby products Mother Sparsh has also gained it Top brands for kids. You can now get an additional 20% off on All-Mother Sparsh Products via HDFC Bank Cards. Valid only once per Customer. This Offer is Valid till 31st March 2022

Boddess

Want to Buy Makeup and Skincare products Boddess is Place where you can get all your Favorite Brands Like Maybelline, lotus, etc. Get 25% OFF + Extra 20% OFF on Purchase of Rs.1599 or above Using HDFC Bank Card Use Coupon Code EXTRA20. This is offer is Valid on Both Website and App. This offer is valid till 31st March 2022.

For Electronics Shopping

Samsung Cashback offer

If you are going to buy some electronics product you must check Samsung online store you will get  7.5% Cashback upto Rs.3000 and No Cost EMI on Samsung Electronics Products. 

boAT 

Get Flat 10% off on all products. Use Code BOATXINS. This Code can be used  only once per customer.

Lenovo Online Store Offer :-

Buy Lenovo Tabs and D series using HDFC Bank Credit Card and get Additional Rs.1000 off by Using Code LENOVOINTAB

All the Above 3 Electronics Shopping Offers are Valid till  till 31st March 2022.

Pepperfry

Shop for Home Decor and Furniture from Pepperfry using HDFC Bank Cards and Get an Additional 7% off on a minimum purchase of Rs.5000 Maximum Discount will be Rs.1500.

This Offer is valid till 02nd February 2022.

Basics Life

Men’s Shopping just got easy. Shop from Basics Life Men’s Shirts, Tshirts, etc and Get 10% using HDFC Debit and Credit Bank Cards Offer is valid till 31st March 2022.

RentoMojo

Flat 50% off on your First Month’s Rent at RentoMojo.This Offer is Valid on a Minimum Transaction of Rs.5000 and only once per user. This Offer is valid till 31st March 2022.

Apparels 

Marks & Spencer -Get Flat Rs.500 on Minimum purchase of Rs.2000.You have to use code MNSHDFC.This Offer is Valid only online.

R for Rabbit - Get Extra 5% off on Minimum Purchase of Rs.1500 and Get Maximum Discount upto Rs.500 on R For Rabbit Online Store.No Coupon Code required.

AND - Get Flat 10% off on Minimum Purchase of Rs.3000 get maximum Discount upto Rs.750.Use  code HDFCEA10 at the checkout.This Offer is not Available online.

Ajio -Shop Worth Rs.2000 and Get Upto 50% off + Additional INR 500 off.Use Code AJIOHDFC500.This Code can be used once per user

Ajio Gold - Get Up to 50% off + Additional Rs 2000 off by using Coupon Code - AGHDFC.

Bewakoof - Get Extra 15% off on Minimum Purchase of Rs.449.Use Coupon code BKHDFC15. This Offer can be used only once per customer

The Above Apparels Offers are valid till 31st March 2022

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SBI Bank Credit Card Spend offers for January 2022

Food & Dinner

Swiggy

Get 15% off on food orders at Swiggy Minimum order for Rs.400 and Maximum discount you will get Rs.100 per card per week. Use Code SBIC100

Offer valid on -only on selected dates -

10th,11th,17th,18th,24th,25th,31st January 2022

1st,7th,8th,14th,15th, 21st, 22nd,28th February 2022

1st, 7th, 8th,14th,15th, 21st, 22nd, 28th March 2022

Note -It is not applicable on Corporate Cards & Paytm SBI Credit cards

Shopping Electronics

Apple online and offline stores Cashback offer

Get upto Rs.10,000 Cashback on Select Apple Products. This Offer is Valid on EMI Transactions. This offer is Applicable only on SBI Credit Cards (Excluding SBI/TATA Corporate Credit Cards & Paytm SBI Credit Card). For online Shopping of Apple Products Offer is valid on Tata CliQ. This Offer is valid till 31st March 2022

HP Laptops and Desktops Online and Offline Store Cashback Offer

Get Flat Rs.2500 Cashback on selected HP Consumer Laptops and Desktops All-in-Ones. Minimum Purchase of Rs.50,000.This Offer is valid online as well as offline. This Offer is Valid till 21st January 2022

Ajio Online and App Offer :-

Get 10% Instant Discount on Minimum Purchase of Rs.2,999.Maximum Discount you will get per Card is Rs.600.

FirstCry Online and App Offer :-

Get 10% Instant Discount on Minimum Purchase of Rs.1,500.Maximum Discount you will get per Card is Rs.500.

Both Offers of FirstCry and Ajio  is Valid till 31st January 2022

Grocery

SuprDaily Mobile App offer

Recharge Supr Wallet of a minimum of Rs.1500 and get 5% Cashback. This Offer is valid only on Supr Daily Wallet Recharge.

Offer valid on -only on selected dates -

10th,17th,24th,31st January 2022

7th, 14th, 21st, 28th February 2022

7th, 14th, 21st, 28th March 20222


Rupay Credit Card Spend offers for January 2022
Dhani Lifetime Free Cashback Card offer

Health & Wellness: Get Up to 70% off on Daily Need Products & Medicines on Dhani Pharmacy. Also, get Additional benefits upto an Extra 15% cashback on a minimum purchase of Rs 250 by using the Dhani coupon code- ERUPAY50.

You can save more by applying to Dhani Free Cashback Card and get Rs 100 cashback After Applying. Use this cashback for your next purchase.

Note- Add the Dhani coupon code RUDHANI100 during the KYC registration only then you will get Rs.100 cashback. FLAT 2% cashback too on any transaction you make through Free Cashback Card. No conditions, no minimum spending.

Cashback Offers using Dhani One Freedom Card:

  • At Amazon, You will get a flat 10% cashback up to Rs. 150 when you purchase a total of at least Rs 750

  • At Wakefit Get an Additional 7% instant discount up to Rs. 750 by using Dhani one Freedom Card

Following 2 Offers Ends on 31st January 2022

  • At Myntra Get Flat 10% cashback up to Rs. 750 on a minimum spend of Rs. 1200. This offer is available once a month.

  • At Jio Mart Get 10% cashback up to Rs. 600 on a minimum spend of Rs. 699. You can benefit twice in a month with this offer.

  • At Licious Get a 10% Instant discount up to Rs. 150 on a minimum spend of Rs. 500. This offer can be availed twice in a month.

Offer Validity: Myntra, Jio Mart and Licious offers are valid only till 28 Feb 2022.

Note - Cashback will be processed in the Amazon Pay wallet Using Dhani OneFreedom Card.

The grocery offers on Rupay Cards

Looking at the Current situation many of us may prefer to shop groceries online and if you are someone who owns Rupay cards following two offers may you can check.

Store

Offer

Grocery Coupon

Min Order

ITC e-Store

flat 10% off

ITCSTORERUPAY10

NA

Bigbasket

flat 20% off upto Rs 200

BBRUPAY

Rs.800

Starting with ITC e-Store, you will get a flat 10% off across the site, there is no minimum amount value required, you will get 10% at absolutely anything. Just use the code- ITCSTORERUPAY10 and pay via Rupay card simply.

Best option is to buy some Atta, Sugar for Small Snacking food products.

The next offer is on Bigbasket, Get a flat 20% off on order value Rs.800. It Excludes the following products like Baby Cereals, Baby Foods, Infant Formula, Organic Baby Foods and Srilalitha Rice of all pack sizes. Apart from these, this offer is applicable for the rest. Also, DIscount is capped at Rs.200. You have to use the code- BBRUPAY to avail of this offer

Beauty And Personal Care offers

TheManCompany

For all gentlemen here, the man company has some of the amazing fragrances and personal care products such as body washes, Beard care, etc. you can get Flat 30% off on across the site by using Rupay card, Apply code- MANRUPAY30 at checkout and make payment via Rupay card.

Faces Canada

One of the most loved Cosmetics brands in India. You can definitely get your hands on Eyeshadow, primer, foundation and lipsticks using this offer which gives you Rs. 400 Off on your Minimum Order of Rs. 999. Just use code- RUP400FC on the checkout page and pay via any Rupay card.

Colorbar

Another famous brand for cosmetics, you can shop online and offline at stores if you have a Rupay card with you. For online shopping, you will get Rs.500 on a minimum order of Rs. 2000 which is applicable on non discounted products available online.

The same offer is available in all PAN India Colorbar outlets, you just have to show the code- CBIN500 at the billing counter and use a Rupay card as your payment card.

Travelling

Yatra

We all need a short break from our daily routine life. If you plan to travel via flight or bus this can be useful. Get flat 15% off Domestic, International Flights & Bus bookings only via Rupay Credit cards. For Bus ticket booking there is no minimum value you will flat 15% off upto 500 and for domestic flight booking amount is Rs.3500 upto Rs.2000 off, for international flights booking amount is Rs.7500 upto Rs.5000 off. You can use this offer only once (if you bus ticket booking flight ticket won't be valid)

Food and Dinner

Are You Hungry?? Even if you are not after reading the question you might be. Here are some food delivery and dine out offers.

McDonald’s

Some freebies Treat- Get Small Fries on all orders of minimum order value Rs.100. This offer is redeemable once per day valid on Cash on Delivery / Credit card/ Debit card/ Net banking/ UPI payment mode.

If the order value is 199+ you are eligible for free Aloo Tikki Burger, for order value 299+ get free American Cheese Supreme Burger and Get a whole one meal free on orders above Rs. 499. These can also be redeemable once per day valid on the above payment gateway.

Note- Use Mc delivery app to avail of this offer and use code- CL199

Dineout

Get Flat 10% off on All Dineout Restaurants if your order value exceeds Rs.500. It is valid only on Rupay Credit cards.

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Mastercard Credit Card Spend offers for January 2022

Travelling

Vista Rooms Discount Offers

If you are planning a small family trip or staycation with your friends you can definitely check this offer.

You will get Flat 15% off on Booking of 2 Nights or More Use Promo Code - MASTERCARD15. This will give you a Maximum Discount up to Rs.5000

You can check this offer too & get flat Rs.1500 off on Rooms Booking Using Promo Code -MCVR1500

You can also get More discounts on Long stays :

  • 12% off on booking for a minimum of 7 nights

  • 18% off on booking for a minimum of 15 nights

  • 35% off on booking for a minimum of 30 nights

Hotels and Places with Maximum Discount

Zoomcar

If you’re planning for a Fun Road Trip with your Friends/family but don’t Own a Car Don’t Worry Zoomcar is providing Self Drive Cars

Checkout the Offer for a Great Discount- Upto 50% off upto Rs.3000 off on Self -Drive Car Rental Booking. Use Promo Code - ALMCARD50 to get the offer

Within 4 hours Minimum billing will be done. All bookings between 1hour to 3 hours will be billed at 4 hours. This Offer can be Used Multiple Times by using Mastercard

Shopping (Electronic, Footwear, Gifts & Home Decor)

Many Might be Scared to go out and Shop looking at the Rate at which Cases are increasing Everyone will think twice before going out so It will be Better that we Shop online. There are some great offers that Lenovo, Ferns & Petals, Wakefit etc are offering.

Ferns & Petals

Buy a Gift for your Loved Ones and Get Flat 15% off Use code MCARD15A

Note - This Offer will valid only when Full payment is Made Via Using Mastercard. And it is not valid on COD.

Crocs

We should also look for comfort also while buying of course style is Important but Comfort is too. Crocs offer great comfort to your feet

Check out this offer - Get 25% off on your Shoes Shopping Use Promotion Code MASTER25

The offer is not valid on International Deliveries. No two offers can be clubbed together.

Lenovo

Shop Lenovo Laptop, Tablets and Smart devices Using Code MASTEROFFER and get an Extra 5% off

Wakefit

  • Flat 27% off on all products Use promotion code WKFTMC on Minimum spend of INR 1,000

  • Flat INR 2,000 off on all products Use promotion code WF2KMC on Minimum spend of INR 7,500

Offer cannot be combined with any other offer/ promotion/ scheme.

Note -The Offer is available only upon making full payment by a valid and unexpired Mastercard card issued in India. All the Shopping offer on Mastercard are valid till 31st March 2022

Health & Wellness

As we say, Health is Wealth. During these times it is very important for look after our health.1mg and Apollo Pharmacy,1mg are offering great discounts on Medicines

1mg Offer

Flat 17% off on prescription medicines for both new/ repeat users. Use promotion code MASTER1MG for flat 17% off on prescription medicines + 3% added 1mg cashback (up to Rs.100). No minimum order value.

Delivery of medicines only at select cities in India like Delhi – NCR and all major cities in Karnataka, Gujarat, Assam, Maharashtra, Haryana, Bihar, Punjab, Orissa, Rajasthan, Tamil Nadu, Telangana, Uttar Pradesh, Madhya Pradesh and West Bengal.

Apollo Pharmacy Store Offer

Get up to 15% discount at Apollo Pharmacy stores. Use promotion code Mastercard4860 and get :

  • 15% Discount on Apollo Branded products

  • 10% Discount on Pharma products/ Medicines (No discount on DPCO products)

  • 5% Discount on FMCG products

No discount will be provided under the Offer on DPCO drugs.

Retail Offer:

Offer can be availed only at Apollo Pharmacy Stores. Not valid at hospital-based pharmacies.

Both Offer Valid till 31st March 2022

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Fitness and Personal Care

My protein

With an Amazing selection of protein, gym clothing and much more. Myprotein is the right place to shop from. Check out this amazing offer

Get Flat 30% off on all Myprotein Products Use Promo Code - AMEX. It is also applicable on Supplementary Cards. It is not valid on EMI transactions. This offer can be availed only once per Card. Valid till 31st March 2022.

Health & Glow

Health & Glow Offer amazing Prices on Makeup or Skincare by Top Brands.Use Amex Card and get 10% Instant Discount up to INR 500 on a minimum purchase of INR 2,000. To Get this Offer use the coupon code “HGAMEXP10”. Valid till 31st January 2022.

VLCC

Want to get Regular beauty Services.VLCC is providing amazing Beauty Services using AMEX Card Check out the offer.

Get 20% off on Regular Beauty Services for a minimum bill value of ₹500 ThisRegular Beauty Services are the services under the beauty category at VLCC. Cardmember can avail of this offer once a month and maximum discount up to Rs. 1000 for a single transaction. It is only applicable on all American Express Consumer Cards. You cannot get this offer on VLCC personal care products. You can avail of this offer till 31st August 2022.

Slice Credit Card Spend offers for January 2022

Grocery

Swiggy Instamart

Order Groceries from Swiggy Instamart using Slice care and Get 30% off. This Offer is Valid in Cities like Bangalore, Hyderabad, Delhi, Noida, Gurgaon, Chennai, Mumbai, Pune, Jaipur, Kolkata, Coimbatore

Bigbasket

Get a 10% Instant Discount up to Rs.150 on a Minimum Transaction of Rs.1500 use a Slice Visa Card to use this offer. This Offer is Valid till 31st January 2022

Travelling

EaseMyTrip

Get 25% off on Domestic, International Flights Booking, Bus Travel, Accommodation.

  • 1. Domestic Flights Booking and get Flat Rs.6000 Discount on minimum Booking of Rs.3500 and Get Maximum Discount upto Rs.600.

  • 2. International Fights Booking 10% instant discount upto Rs 7500 on Minimum transaction of Rs.10,000.

  • 3. For Bus Travel Get 15% instant discount upto Rs 500 on Minimum Booking of Rs.500 using Slice Card

  • 4. Accommodation - Get 25% Discount on hotel Booking upto Rs.5000 on Minimum Transaction of Rs.4000.

Note - This Offers can be used once per user, per product, per month. These offers are valid till 31st March 2022.

Redbus

Get 15% off upto Rs.150 on Bus Booking Use Code SLICEIT.Minimum order Value of Rs.700. This Offer is Valid till 15th January 2022

Yatra

Use Slice super Credit Card for flights, domestic hotels, holidays and bus booking

  • Get Flat 15% OFF upto Rs.2,400 on domestic flights

  • Get Flat 12% OFF upto Rs.10,000 on international flights

  • Get Flat 15% OFF upto Rs.4,000 on domestic hotels

  • Get Flat 10% OFF upto Rs.10,000on holidays

  • Flat 15% OFF upto Rs.250 on bus

Use Coupon Code YTSLC. Note - This Offer is valid only on Thursday to Tuesday every week till 31st March 2022.

Disclaimer - Some of the offers might have a longer validity and can be extended beyond January 2022.

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