Whatsapp UPI Launched in India : How to use Whatsapp Pay for Sending and Receiving Money?

Update your Whatsapp application to find out whether you are the lucky one to get the highly anticipated ‘Whatsapp Pay’.

by FighterMan Updated: 11 Mar, 2022, 19:00 IST
47 9707

After two and a half years of long wait, Whatsapp Pay is finally here with its UPI payment services. Currently, out of 400M Whatsapp users, only 20M will be able to use it as per RBI and NPCI guidelines. This limit will increase as the service boasts in the coming months. It will be interesting to see how Whatsapp Pay comes up with payment deals & offers to attract users who are already attached to the UPI giants, Google Pay and PhonePe. Now, let's checkout How to use it for Sending & Receiving Money to your Whatsapp contacts?

Whatsapp UPI Launched in India : How to use Whatsapp Pay for Sending & Receiving Money?
How to use Whatsapp Pay for Receiving Money or setting up your UPI account?

To receive money via Whatsapp Pay, firstly you need to set up your UPI account on Whatsapp. Follow the below given steps to successfully set up your account and receive money hassle-free.

  1. Click on the three-dotted icon which is on the top right of your Whatsapp’s home screen, and select “Payments”.
  2. Select “Add Payment Method” and choose your preferred bank from the given list.
  3. Now, Whatsapp will automatically verify your mobile number which is registered with the bank. Both, Whatsapp number and bank registered number should be the same to set up the account.
  4. Set your desired 4 digit UPI pin and conform it.
  5. That’s it! Your Whatsapp Pay account is now set up and you can easily receive money from your friends & family.

How to use Whatsapp Pay for Sending Money?

It's very easy to send money to friends, family, employees, and many others via Whatsapp Pay, given you have sufficient balance in your account😁. Follow the below steps to do so in quick time.

  1. Open the contact’s chat page to whom you want to send money.
  2. Click on the attachment logo and select “Payments”.
  3. Enter the amount you want to send along with a message(optional) and click on send.
  4. Enter your 4 digit UPI pin to successfully complete the transaction.
  5. You will receive an invoice for your payment and the receiver will be notified.

Have you got Whatsapp Pay? Do share your views on this newly launched UPI payment service via the comments box below.

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Wow now huge huge frauds are going to happen on whatsapp considering user penetration and dumb users.

Deal Newbie Deal Newbie
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It was started for 10 lakh users in 2018, I am using it since 1st April 2018.

Blaze Blaze
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If they give cashback…I’ll use joy

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Deal Newbie Deal Newbie
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Not showing to me

Helpful Helpful
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Wow now huge huge frauds are going to happen on whatsapp considering user penetration and dumb users.

Pro Tech Guru Pro Tech Guru
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smile

Chalo GDP to badhegi stuck_out_tongue

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Deal Cadet Deal Cadet
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Its going to increase Fraud cases !

Pro Tech Guru Pro Tech Guru
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Paytm, Gpay and Phonepe will be a thing of past smile

Community Angel Community Angel
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I got this months ago…

Helpful Helpful
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Launched ?Really ?
I had activated this may be more than 1 year back.

Blogger Blogger
Author
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that was beta version.

Deal Newbie Deal Newbie
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It was started for 10 lakh users in 2018, I am using it since 1st April 2018.

Benevolent Benevolent
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App version?
mine is .205.1 i suppose (beta user) but still nothing for me cry

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Deal Cadet Deal Cadet
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RIP Paytm, gPay and all.

But sadly whatsapp pay can never have >30% market share because of an absolutely strange rule of 30% cap

Hotshot Hotshot
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it’s not strange bro , it is there to prevent one app from being a monopoly.

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Deal Newbie Deal Newbie
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in 2018 it was a beta launch

Deal Lieutenant Deal Lieutenant
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Using FM mod whatsapp 🤔

Deal Newbie Deal Newbie
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Old one

Entertainer Entertainer
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I was typing something long 😁 Then saw Admin written… So
Delete deleter deletest.. 😛

Blaze Blaze
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If they give cashback…I’ll use joy

Crowdpuller Crowdpuller
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showing to me in IOS.

Deal Newbie Deal Newbie
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now i am going to change my bank register mobile no.
pata nai kab kiya link aa jaye or click ho jaye pura acc he khaali ho jayega upi ke naam pe … smile

Talk-Of-The-Town Talk-Of-The-Town
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Better not to register whatsapp UPI

Deal Newbie Deal Newbie
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Phone pe ,Google pay , Amazon pay.. sbki what lagne wali he.. smile smile

Deal Newbie Deal Newbie
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i am already using this whatsapp upi since last 1 year

Helpful Helpful
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In scratch card, Whatsapp pay will give you your crush’s mobile number.. joy joy

Helpful Helpful
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i hv no option for payment ??

Deal Newbie Deal Newbie
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Select payment option is not showing, can anyone help me

Glitterati Glitterati
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Till then pay from your regular app….THERE IS NOTHING NEW IN THIS….. SIMPLE UPI PAYMENT

Deal Cadet Deal Cadet
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Allowing UPI technology in the name of improving electronic payment to anyone & then restricting transaction counts..slowly there will be a charge implemented too.

Deal Cadet Deal Cadet
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Is it available on iOS?

Deal Cadet Deal Cadet
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No payment option for me.
Can anyone send me Rs 1 via WhatsApp so that I can activate it?
Will give Rs 10 back smile

Deal Cadet Deal Cadet
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Right direction towards digital money. One must be careful. Demarcate only one account where you do online transaction. Limit your liabilities

Deal Subedar Deal Subedar
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How to activate??
Any help pls

Helpful Helpful
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Still don’t get this feature

Deal Newbie Deal Newbie
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From January 30rs chargeable for upi transaction. Applicable for gpay, phonepe and all other online money transfer services.

Talk-Of-The-Town Talk-Of-The-Town
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Source?

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Deal Subedar Deal Subedar
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Now showing in my app from last 2-3 days

Deal Cadet Deal Cadet
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Facebook will steal complete data from us… Waste of time.

Critic Critic
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what do you mean start stealing! 😂

replyuser
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