Whatsapp UPI Launched in India : How to use Whatsapp Pay for Sending and Receiving Money?

Update your Whatsapp application to find out whether you are the lucky one to get the highly anticipated ‘Whatsapp Pay’.

by FighterMan Updated: 18 Dec, 2020, 11:57 IST
47 8696

After two and a half years of long wait, Whatsapp Pay is finally here with its UPI payment services. Currently, out of 400M Whatsapp users, only 20M will be able to use it as per RBI and NPCI guidelines. This limit will increase as the service boasts in the coming months. It will be interesting to see how Whatsapp Pay comes up with payment deals & offers to attract users who are already attached to the UPI giants, Google Pay and PhonePe. Now, let's checkout How to use it for Sending & Receiving Money to your Whatsapp contacts?

Whatsapp UPI Launched in India : How to use Whatsapp Pay for Sending & Receiving Money?
How to use Whatsapp Pay for Receiving Money or setting up your UPI account?

To receive money via Whatsapp Pay, firstly you need to set up your UPI account on Whatsapp. Follow the below given steps to successfully set up your account and receive money hassle-free.

  1. Click on the three-dotted icon which is on the top right of your Whatsapp’s home screen, and select “Payments”.
  2. Select “Add Payment Method” and choose your preferred bank from the given list.
  3. Now, Whatsapp will automatically verify your mobile number which is registered with the bank. Both, Whatsapp number and bank registered number should be the same to set up the account.
  4. Set your desired 4 digit UPI pin and conform it.
  5. That’s it! Your Whatsapp Pay account is now set up and you can easily receive money from your friends & family.

How to use Whatsapp Pay for Sending Money?

It's very easy to send money to friends, family, employees, and many others via Whatsapp Pay, given you have sufficient balance in your account😁. Follow the below steps to do so in quick time.

  1. Open the contact’s chat page to whom you want to send money.
  2. Click on the attachment logo and select “Payments”.
  3. Enter the amount you want to send along with a message(optional) and click on send.
  4. Enter your 4 digit UPI pin to successfully complete the transaction.
  5. You will receive an invoice for your payment and the receiver will be notified.

Have you got Whatsapp Pay? Do share your views on this newly launched UPI payment service via the comments box below.

47 Comments  |  
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Deal Cadet Deal Cadet

Wow now huge huge frauds are going to happen on whatsapp considering user penetration and dumb users.

Tech Guru Tech Guru
sharmajikaladkahu wrote:

Wow now huge huge frauds are going to happen on whatsapp considering user penetration and dumb userd.

smile

Chalo GDP to badhegi stuck_out_tongue

Deal Cadet Deal Cadet

Its going to increase Fraud cases !

Tech Guru Tech Guru

Paytm, Gpay and Phonepe will be a thing of past smile

Deal Cadet Deal Cadet

Launched ?Really ?
I had activated this may be more than 1 year back.

Deal Lieutenant Deal Lieutenant
Admin
mobileyog wrote:

Launched ?Really ?
I had activated this may be more than 1 year back.

that was beta version.

Deal Newbie Deal Newbie

It was started for 10 lakh users in 2018, I am using it since 1st April 2018.

Deal Cadet Deal Cadet
sharmajikaladkahu wrote:

Wow now huge huge frauds are going to happen on whatsapp considering user penetration and dumb userd.

How, can you tell one example

Deal Cadet Deal Cadet
sharmajikaladkahu wrote:

Wow now huge huge frauds are going to happen on whatsapp considering user penetration and dumb userd.

Can you elaborate? HOW?

Deal Cadet Deal Cadet

RIP Paytm, gPay and all.

But sadly whatsapp pay can never have >30% market share because of an absolutely strange rule of 30% cap

Deal Newbie Deal Newbie

in 2018 it was a beta launch

Entertainer Entertainer

I was typing something long 😁 Then saw Admin written… So
Delete deleter deletest.. 😛

Deal Subedar Deal Subedar

If they give cashback…I’ll use joy

Hunk Hunk

showing to me in IOS.

Deal Captain Deal Captain
sharmajikaladkahu wrote:

Wow now huge huge frauds are going to happen on whatsapp considering user penetration and dumb users.

Sahi pakde sharmajikladkeji toungueout laughing

Deal Captain Deal Captain
amitesh006643 wrote:

It was started for 10 lakh users in 2018, I am using it since 1st April 2018.

App version?
mine is .205.1 i suppose (beta user) but still nothing for me cry

Deal Newbie Deal Newbie
Expand
vasusrinu.mnd103 wrote:

How, can you tell one example

I will send you money.
Give me your UPI ID.
I will send 15k only.

Just check your account by pressing your pin.
Thank-you….
.
.
.
.
.
.

Old Fraud Expert

stuck_out_tongue_winking_eye stuck_out_tongue_winking_eye 

Deal Newbie Deal Newbie

now i am going to change my bank register mobile no.
pata nai kab kiya link aa jaye or click ho jaye pura acc he khaali ho jayega upi ke naam pe … smile

Deal Cadet Deal Cadet
warriorviku wrote:

now i am going to change my bank register mobile no.
pata nai kab kiya link aa jaye or click ho jaye pura acc he khaali ho jayega upi ke naam pe … smile

Better not to register whatsapp UPI

Deal Newbie Deal Newbie

Phone pe ,Google pay , Amazon pay.. sbki what lagne wali he.. smile smile

Deal Captain Deal Captain
sharmajikaladkahu wrote:

Wow now huge huge frauds are going to happen on whatsapp considering user penetration and dumb users.

True, just like OLX fraud ads

Deal Newbie Deal Newbie

i am already using this whatsapp upi since last 1 year

Community Angel Community Angel
Moderator
Expand
gambitrite wrote:

True, just like OLX fraud ads

Exactly! considering the reach of fake news and forwards on Whatsapp… Imagine the reach of fraudsters on whatsapp… And It has over 400M+ users(India) including people from rural india who have just learned how to pay with mobiles using almost secure methods like Gpay, phonepe, etc.
THIS IS JUST BAD….

Deal Subedar Deal Subedar

In scratch card, Whatsapp pay will give you your crush’s mobile number.. joy joy

Deal Cadet Deal Cadet

i hv no option for payment ??

replyuser