Whatsapp UPI Launched in India : How to use Whatsapp Pay for Sending and Receiving Money?

Update your Whatsapp application to find out whether you are the lucky one to get the highly anticipated ‘Whatsapp Pay’.

by FighterMan Updated: 25 Feb, 2021, 07:51 IST
47 8405

After two and a half years of long wait, Whatsapp Pay is finally here with its UPI payment services. Currently, out of 400M Whatsapp users, only 20M will be able to use it as per RBI and NPCI guidelines. This limit will increase as the service boasts in the coming months. It will be interesting to see how Whatsapp Pay comes up with payment deals & offers to attract users who are already attached to the UPI giants, Google Pay and PhonePe. Now, let's checkout How to use it for Sending & Receiving Money to your Whatsapp contacts?

Whatsapp UPI Launched in India : How to use Whatsapp Pay for Sending & Receiving Money?
How to use Whatsapp Pay for Receiving Money or setting up your UPI account?

To receive money via Whatsapp Pay, firstly you need to set up your UPI account on Whatsapp. Follow the below given steps to successfully set up your account and receive money hassle-free.

  1. Click on the three-dotted icon which is on the top right of your Whatsapp’s home screen, and select “Payments”.
  2. Select “Add Payment Method” and choose your preferred bank from the given list.
  3. Now, Whatsapp will automatically verify your mobile number which is registered with the bank. Both, Whatsapp number and bank registered number should be the same to set up the account.
  4. Set your desired 4 digit UPI pin and conform it.
  5. That’s it! Your Whatsapp Pay account is now set up and you can easily receive money from your friends & family.

How to use Whatsapp Pay for Sending Money?

It's very easy to send money to friends, family, employees, and many others via Whatsapp Pay, given you have sufficient balance in your account😁. Follow the below steps to do so in quick time.

  1. Open the contact’s chat page to whom you want to send money.
  2. Click on the attachment logo and select “Payments”.
  3. Enter the amount you want to send along with a message(optional) and click on send.
  4. Enter your 4 digit UPI pin to successfully complete the transaction.
  5. You will receive an invoice for your payment and the receiver will be notified.

Have you got Whatsapp Pay? Do share your views on this newly launched UPI payment service via the comments box below.

47 Comments  |  
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Wow now huge huge frauds are going to happen on whatsapp considering user penetration and dumb users.

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sharmajikaladkahu wrote:

Wow now huge huge frauds are going to happen on whatsapp considering user penetration and dumb userd.

smile

Chalo GDP to badhegi stuck_out_tongue

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Its going to increase Fraud cases !

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Paytm, Gpay and Phonepe will be a thing of past smile

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Launched ?Really ?
I had activated this may be more than 1 year back.

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Admin
mobileyog wrote:

Launched ?Really ?
I had activated this may be more than 1 year back.

that was beta version.

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It was started for 10 lakh users in 2018, I am using it since 1st April 2018.

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sharmajikaladkahu wrote:

Wow now huge huge frauds are going to happen on whatsapp considering user penetration and dumb userd.

How, can you tell one example

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sharmajikaladkahu wrote:

Wow now huge huge frauds are going to happen on whatsapp considering user penetration and dumb userd.

Can you elaborate? HOW?

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RIP Paytm, gPay and all.

But sadly whatsapp pay can never have >30% market share because of an absolutely strange rule of 30% cap

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in 2018 it was a beta launch

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I was typing something long 😁 Then saw Admin written… So
Delete deleter deletest.. 😛

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If they give cashback…I’ll use joy

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showing to me in IOS.

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sharmajikaladkahu wrote:

Wow now huge huge frauds are going to happen on whatsapp considering user penetration and dumb users.

Sahi pakde sharmajikladkeji toungueout laughing

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amitesh006643 wrote:

It was started for 10 lakh users in 2018, I am using it since 1st April 2018.

App version?
mine is .205.1 i suppose (beta user) but still nothing for me cry

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vasusrinu.mnd103 wrote:

How, can you tell one example

I will send you money.
Give me your UPI ID.
I will send 15k only.

Just check your account by pressing your pin.
Thank-you….
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.
.
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Old Fraud Expert

stuck_out_tongue_winking_eye stuck_out_tongue_winking_eye 

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now i am going to change my bank register mobile no.
pata nai kab kiya link aa jaye or click ho jaye pura acc he khaali ho jayega upi ke naam pe … smile

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warriorviku wrote:

now i am going to change my bank register mobile no.
pata nai kab kiya link aa jaye or click ho jaye pura acc he khaali ho jayega upi ke naam pe … smile

Better not to register whatsapp UPI

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Phone pe ,Google pay , Amazon pay.. sbki what lagne wali he.. smile smile

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sharmajikaladkahu wrote:

Wow now huge huge frauds are going to happen on whatsapp considering user penetration and dumb users.

True, just like OLX fraud ads

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i am already using this whatsapp upi since last 1 year

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gambitrite wrote:

True, just like OLX fraud ads

Exactly! considering the reach of fake news and forwards on Whatsapp… Imagine the reach of fraudsters on whatsapp… And It has over 400M+ users(India) including people from rural india who have just learned how to pay with mobiles using almost secure methods like Gpay, phonepe, etc.
THIS IS JUST BAD….

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In scratch card, Whatsapp pay will give you your crush’s mobile number.. joy joy

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i hv no option for payment ??

replyuser