Hot Deal

No/Low cost Rupay platinum DC's.

3074°
Deal Subedar
Vijay_Thalap...
Now that amazon rupay platinum dc offer is extended fire fire

I found below no/low fees ones which offer rupay platinum dc.

1) Bob lite saving account ( no fees if we maintain 3k/2k QAB based on region ).
2) Nsdl jiffy zero balance (  5.9 Rs per month )
3) Au digital saving zero balance account ( 177 Rs per year )
4) Idfc firstap ( one time fees 99 + gst ).


I got the first 3 recently, You can ask any queries on those.

Thinking of getting idfc. need to check on mab etc.

please add anymore low cost options that u know of .
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Deal Subedar Deal Subedar
Link Copied

Bob me account tha student wala mene close kr diya abhi kese open kr skta hu??

Helpful Helpful
Link Copied

Uske liye phir se student bana na padega... phir se school jana padega... homework karna padega...pitai hogi....phir open hoga😆😂😂😂😂😂

Comrade Comrade
Link Copied

Rupay Platinum offer extended for this year 

Screenshot2024-04-05-00-11-57-230in.amazon.mShop.android.shopping-edit

Benevolent Benevolent
Link Copied
@Rohitagent007 It needs to be escalated to Baroda Global Shared Services Ltd (BGSS) either via your home branch (preferably) / Bob grievance redressal.BGSS will get ECOM flag enabled for your DC for online transactions.

Initiate fresh transaction using your DC on Amazon,Paytm,Flipkart,GPay or any other portal,take  error screenshots.Escalate this issue with grievance redressal cell, attaching error screenshots & mentioning transaction date and time stamp.If Bob retards don't slack off like typical PSU bank employees usually do,it will get resolved in 10-15 days.

Deal Cadet Deal Cadet
Link Copied
@Gulag-Survivor

Whoa man ! You are just genius bro. I escalated the same to the concerned team as mentioned by you and guess what? My bob debit card is working perfectly fine. Today, I just did the 1st transaction on Amazon and it worked. You are awesome brother. Many many thanks to you.
😊😊😊

313 Comments  |  
92 Dimers
  • Sort By
Deal Newbie Deal Newbie
Link Copied

Idfc firstap sticker nahi mil raha hai koi guide kar do sweat_smile

View 5 more replies
Deal Subedar Deal Subedar
Link Copied

Can we open Bob lite account when we have already digital savings account

Deal Newbie Deal Newbie
Link Copied

Please make new thread including all banks' Rupay Platinum DC charges as the old threads are outdated. Thanks in advance.

Deal Newbie Deal Newbie
Link Copied

Any account we can create online only? Au not serviceable in my area sad

Wingman Wingman
Link Copied

NSDL you can open in 5-10 min very easily with one selfie.

View 9 more replies
Deal Cadet Deal Cadet
Link Copied

1000006001

Any extra charges if I select internet banking, sms alert and debit card option?

Generous Generous
Link Copied

@shanky88 ... NO charges will ever be charged for internet banking by any bank, not today, not in the future, ever

for SMS alert and debit card ... it depends on which account variant you're applying for

for example, there's no charges for SMS alerts in case of Super Savings A/C but for several other account variants, SMS alerts are levied ... similar is the case with debit card issuance and annual fee

View 4 more replies
Flame Flame
Link Copied

All, please suggest account that doesn't have restriction like phone number should be linked to aadhar. BOB, AU, NSDL all 3 have this restriction. 

Benevolent Benevolent
Link Copied

What's the problem with linking mobile number with Aadhaar?

View 1 more reply
Deal Newbie Deal Newbie
Link Copied

rupay platinum Amazon offer back?

Finance Ninja Finance Ninja
Link Copied
Yo
Deal Lieutenant Deal Lieutenant
Link Copied

I'm having issue registering with nsdl jiffy. I've the aadhaar sim in same device and has a valid pack. But still keeps on asking if it should retry "are you sure you want to retry sim binding "

Any other way out?

Deal Subedar Deal Subedar
Link Copied

Update :

1) Au also has additional Rs 15 charges per quarter for non mandatory sms alerts.  You can call customer care and disable this.

you would still get RBI mandated sms.

2) Idfc : I see it has  minimum mab of 10k , too high for me, so skipping this for now.

Deal Cadet Deal Cadet
Link Copied

Be cautious : Bob Platinum debit card doesn't work in amazon Friday offer. I have 2 Platinum debit card which I got last year in June and none of them work on amazon Friday offer.


I hold normal bob Platinum debit card and bob bpcl Platinum debit card. One of my family members also hold the same bob Platinum debit card and guess what? It doesn't work also 🤣🤣 


Currently using nsdl Platinum debit card. I don't mind paying ₹5 for monthly charges when i compared it to the ₹100 cashback every month.

Deal Subedar Deal Subedar
Link Copied
I just used my bob rupay patinum debit card last Friday, it worked fine.
View 13 more replies
Deal Subedar Deal Subedar
Link Copied

@Vijay_Thalapathy   Which app do you use to operate BOB Lite A/C?

Deal Subedar Deal Subedar
Link Copied
used net banking for once to enable online debit card transactions and setting pin.

from then I'm using it from gpay through upi.

I just use it's UPI to send money to it, and the debit card to utilise the offer , didn't use for anything else till now.
View 9 more replies
Deal Cadet Deal Cadet
Link Copied
can anyone share the link to any thread showing advantages of platinum rupay debit card charges
Deal Subedar Deal Subedar
Link Copied

https://ddime.i...Kn

View 3 more replies
Deal Subedar Deal Subedar
Link Copied

If I open NSDL jiffy zero balance account, will I get Rupay platinum virtual debit card by default or I have to carefully choose it from the options?

Finance Ninja Finance Ninja
Link Copied
You need to choose between RuPay and Visa option.
Deal Newbie Deal Newbie
Link Copied

is nsdl the best option then???? can anybody thell me the exact offer and its benefits

View 2 more replies
Finance Ninja Finance Ninja
Link Copied

Union bank account holder can apply virtual RuPay Platinum/classic debit card.

If you have SBPRE, USSA-I, SBNFD, UCCA-I,UCCA-II, SBMUS, SBNRE, SBNRO,SBFRO, SBFRE accounts then you will get Virtual RuPay Platinum, otherwise Virtual RuPay classic DC - https://www.desidime.com/discussions/union-bank...

Deal Cadet Deal Cadet
Link Copied

Are there any referral programs active in the NSDL Jiffy Account? @Vijay_Thalapathy

Comrade Comrade
Link Copied

Rupay Platinum offer extended for this year 

Screenshot2024-04-05-00-11-57-230in.amazon.mShop.android.shopping-edit

Post Emperor Post Emperor
Link Copied

Canara Bank Charges hefty ₹590/- for Rupay Platinum Debit Card!

View 7 more replies
Deal Cadet Deal Cadet
Link Copied

how much charges for saving bank acc holder for state bank and central bank

Blaze Blaze
Link Copied

If I have to open a savings account in replacement of paytm bank....can anyone suggest me one? Just like paytm back, no minimum balance or any kind of charges?

Post Emperor Post Emperor
Link Copied

Can we get this offer mutiple times with different Rupay debit cards on single amazon account OR do we need mutiple amazon accounts for each rupay card ?

Flame Flame
Link Copied

you can use multiple cards in a single account..

View 3 more replies
Deal Subedar Deal Subedar
Link Copied

Guys, read all comments and basically the conclusion I came to is, it's probably best to have Au bank rupay platinum card and nsdl rupay platinum card, i have these two already. The third option that seems okay to me is idfc firsttap card but it's very confusing, can anyone actually tell me how to apply, and if the offer is applicable on it or not, and what are the charges etc

Deal Subedar Deal Subedar
Link Copied
@sahil1033  can help for idfc.

note : it has minimum 10k mab .
View 6 more replies
Blaze Blaze
Link Copied

Nsdl jiffy zero balance how to open

Generous Generous
Link Copied
check DM
Deal Lieutenant Deal Lieutenant
Link Copied

Does Canara have zero balance account issuing Rupay platinum?

Comrade Comrade
Link Copied

Nsdl is asking read contact permission as mandatory when banks like SBI, Canara don't ask contact information. stuck_out_tongue_winking_eye rage

Wingman Wingman
Link Copied

Au bank acc not opening. After verification of aadhar it's showing,  still not live at your location

Deal Subedar Deal Subedar
Link Copied
oh ok , you can't do much here . Au is not available at all locations. Try for other banks.
Deal Cadet Deal Cadet
Link Copied

Is there any rupay Platinum debit card given by PNB

Having account in this bank,

If there is no platinum rupay, thinking of closing this account soon

Comrade Comrade
Link Copied

I opened Nsdl account and rupay platinum card generated and enabled ecom. But after enabling the ecom, now card section is not opening from last one hour. The error message is attached.

Anybody who is using Nsdl, please check can he able to view card now. It's server issue Or its user Specific problem.

I couldn't find internet banking for Nsdl payment bank IMG20240405152046

Deal Subedar Deal Subedar
Link Copied

same issue, looks like many opened accounts today and server is down joy

View 3 more replies
Helpful Helpful
Link Copied

Does SBI provide Rupay Platinum Card (with offer on amazon)?

I also have Yes Prosperity Prime Savings Account with (expired) Rupay Platinum Debit card(249+). Is it worth renewing this card?

View 5 more replies
Comrade Comrade
Link Copied

@abhishek012

I am planning to take BOB Lite and AU now

Deal Newbie Deal Newbie
Link Copied

rupay debit cards for yes bank ?

replyuser
Click here to reply
Reply