How to Delete Simpl Pay Later Account Permanently? (2023)
Simpl Pay Later is one of the most used ‘buy now pay later’ apps in India mainly because of its convenience, reach, and good offers. If you are looking to delete your Simpl Pay Later account completely then breeze through ahead!
Simpl is a Buy Now Pay Later app. It follows its own mechanism for generating credit limits. It has tie-ups with 23k+ online stores for online payment. You can also use it for recharges and bill payments, and redeem your earned cashback!
Simpl is well known for its discount & cashback offers on food, medicine, online shopping, entertainment, and other categories. It has a deadline of 15 days by which you need to clear your dues to avoid late fees.
Follow the below ways to Close your Simpl Pay Later Account Permanently.
You can use the chat support on the Simpl App to close your account. You can also email the Simpl customer support team on [email protected] with your permanent account deletion request.
If none of the above works then the only way out is RBI Ombudsman. You can Reach out to the RBI Ombudsman and file a complaint. Simply register, give complaint details, and submit. After this you will get a tracking ID for checking the status of your complaint. You will then get an email notification once there is a reply from RBI.
Other BNPLs:
How to Close a LazyPay Account Permanently?
How to Delete Amazon Pay Later Account Permanently?
How to Delete a SlicePay Account Permanently?
Make sure that your Simpl Pay Later account is permanently closed instead of Deactivated or Temporarily Paused status by following the checklist below.
Clear your pending dues.
Check for NOC from your lending provider which says that your Simpl Pay Later account is closed with all dues paid. It usually comes in 2-3 weeks of your account closure request.
After closure, your CIBIL score will go down a bit, but will be back in sometime.
Your CIBIL report may show Simpl Pay Later active as it might take 2-3 months to reflect closure.
This was all about Simpl Pay Later account permanent closure. Feel free to share your views and questions with us below.
Ragnarok37 wrote:
I think simpl pay later is not a BNPL app.. Its not registered with any NBFC partner banks and and its doesn't even reflect in credit score as personal loan.
Correct. They do not report to any credit bureaus as they are not registered with any NBFC or partner banks. This guy just copy pasted earlier threads and replaced text with Simpl wherever necessary.
romilq wrote:Correct. They do not report to any credit bureaus as they are not registered with any NBFC or partner banks. This guy just copy pasted earlier threads and replaced text with Simpl wherever necessary.
Yeah, checked in simpl profile also, no pan card details given,, so no CIBIL effect. I have 10000 limit but no way to cashout for sometime or some months and then can ask for late fee waiver, and pay
Actually, when compared to any other PayLater like Flipkart, Freecharge, OlaMoney, Amazon, Simpl is way better. In fact, the credit limit increases based on the number of transactions, value, on-time payment etc... They start with just 2,000 or so.
I don't remember submitting any KYC also for Simpl.
I don't get any marketing calls, sms... Even the Promotional mails once u unsubscribe, never came again.
I hate Simpl. I downloaded it. Was assigned a credit limit of ₹1500. Then they banned me before I could even use it! Their evil and useless tech support gives replies like "We banned you but we can't tell you why and we can't tell you when we will unban you".🖕🏽 to them. My CIBIL is 774 and I've never missed any payment on any credit card or BNPL product.
some1anywhere wrote:they never checked my cibil, just asked for number and email thats it. Limit is 15kI hate Simpl. I downloaded it. Was assigned a credit limit of ₹1500. Then they banned me before I could even use it! Their evil and useless tech support gives replies like "We banned you but we can't tell you why and we can't tell you when we will unban you".🖕🏽 to them. My CIBIL is 774 and I've never missed any payment on any credit card or BNPL product.
Simpl is always better. For meesho, magicpin and lot more offers running every time. Why to close?
Hello sir. Today 4666rs is deducted from my simpl pay later account from some one.
Some one is hacked my account and doing rechrge
Now i what to do
ganeshap46084 wrote:Hello sir. Today 4666rs is deducted from my simpl pay later account from some one.
Some one is hacked my account and doing rechrge
Now i what to do
🙄😳😮
Can you share more details. In Simpl txn history what shows? which app?
What is Simpl customer care saying?!
but why ?. They are not reporting to cibil.
1. Can we pay first in simpl to increase limit? Heard simpl doesn't report to CIBIL.
2. What is the first limit for 0 cibil user?
I want to talk to customer care service and delete the account
Watcher wrote:1. Can we pay first in simpl to increase limit? Heard simpl doesn't report to CIBIL.
2. What is the first limit for 0 cibil user?
I started with 500 rs. limit. Now I have 21600 rs. limit after 1.5 years.
Axio is not giving me NOC saying that the loan was never approved and hence permanently inactive in their system. How is this reported as live loan account in my CIBIL report ?
What are my options to get an NOC ? Who can I escalate this to ?
I never applied for Walnut Prime, did not give any OTP, did not do any KYC, did not link any bank account..
how can i cancel my simple
Plse deactivate my account in simply pay later Plse somebody was using my simply account Plse deactivate this.
I don't want simple pay account so i was deactivated
I want don't want to such type of account and facilitates because mostly I am staying abroad so you are requested to delete simply a/c forever I don't know how it is created without my intention it may be wrongly
Hi, I am getting constant messages to pay for something,which I'm completely unaware of it ..Could you please check and tell what is included
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Correct. They do not report to any credit bureaus as they are not registered with any NBFC or partner banks. This guy just copy pasted earlier threads and replaced text with Simpl wherever necessary.