How to Delete Simpl Pay Later Account Permanently? (2024)

Get to know How to quickly Delete your Simpl Pay Later Account Permanently instead of just ‘pausing’ or ‘deactivating’ it.

by FighterMan Updated: 18 Jun, 2024, 23:29 IST
43 39661

Simpl Pay Later is one of the most used ‘buy now pay later’ apps in India mainly because of its convenience, reach, and good offers. If you are looking to delete your Simpl Pay Later account completely then breeze through ahead!

https://cdn0.desidime.com/attachments/photos/791467/medium/maxresdefault11.jpeg?1658751234

Simpl Pay Later App: Pay on 23k+ Online Stores!

Simpl is a Buy Now Pay Later app. It follows its own mechanism for generating credit limits. It has tie-ups with 23k+ online stores for online payment. You can also use it for recharges and bill payments, and redeem your earned cashback!

Simpl is well known for its discount & cashback offers on food, medicine, online shopping, entertainment, and other categories. It has a deadline of 15 days by which you need to clear your dues to avoid late fees.

How to Delete your Simpl Pay Later Account Permanently?

Follow the below ways to Close your Simpl Pay Later Account Permanently.

Contact Simpl Customer Care Support

You can use the chat support on the Simpl App to close your account. You can also email the Simpl customer support team on [email protected] with your permanent account deletion request.

RBI Ombudsman

If none of the above works then the only way out is RBI Ombudsman. You can Reach out to the RBI Ombudsman and file a complaint. Simply register, give complaint details, and submit. After this you will get a tracking ID for checking the status of your complaint. You will then get an email notification once there is a reply from RBI.

Other BNPLs:

How to Close a LazyPay Account Permanently?
How to Delete Amazon Pay Later Account Permanently?
How to Delete a SlicePay Account Permanently?
Checklist to Successfully Close your Simpl Pay Later Account Permanently

Make sure that your Simpl Pay Later account is permanently closed instead of Deactivated or Temporarily Paused status by following the checklist below.

  • Clear your pending dues.

  • Check for NOC from your lending provider which says that your Simpl Pay Later account is closed with all dues paid. It usually comes in 2-3 weeks of your account closure request.

  • After closure, your CIBIL score will go down a bit, but will be back in sometime.

  • Your CIBIL report may show Simpl Pay Later active as it might take 2-3 months to reflect closure.

This was all about Simpl Pay Later account permanent closure. Feel free to share your views and questions with us below.

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FighterMan aka Sahil Hitesh Ajmera is a 4+ Years Experienced Content Writer with 1.2M+ User Sessions, 486.41% max growth, and 1000+ Articles across Best Products, OTT, Telecom, Online Shopping, Finance, Credit Cards, Saving Tips, Deals & Offers, more!
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Deal Cadet Deal Cadet
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I think simpl pay later is not a BNPL app.. Its not registered with any NBFC partner banks and and it doesn't even reflect in credit score as personal loan. 
Benevolent Benevolent
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Correct. They do not report to any credit bureaus as they are not registered with any NBFC or partner banks. This guy just copy pasted earlier threads and replaced text with Simpl wherever necessary.

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Helpful Helpful
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If one is discipline and smart then BNPL and credit cards are actually best way to earn some extra money and build good credit score. They are only bad if you miss the payment. That's the main trap.  
Deal Newbie Deal Newbie
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Simpl is not taking pan number for Registration
Deal Cadet Deal Cadet
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Actually, when compared to any other PayLater like Flipkart, Freecharge, OlaMoney, Amazon, Simpl is way better. In fact, the credit limit increases based on the number of transactions, value, on-time payment etc... They start with just 2,000 or so.

I don't remember submitting any KYC also for Simpl.

I don't get any marketing calls, sms... Even the Promotional mails once u unsubscribe, never came again.

Commentator Commentator
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Someone tell me how to close Jupiter Edge account? They replied that they don't have closure concept. Just app uninstallation.
Savings Mentor Savings Mentor
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I hate Simpl. I downloaded it. Was assigned a credit limit of ₹1500. Then they banned me before I could even use it! Their evil and useless tech support gives replies like "We banned you but we can't tell you why and we can't tell you when we will unban you".🖕🏽 to them. My CIBIL is 774 and I've never missed any payment on any credit card or BNPL product.

Helpful Helpful
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they never checked my cibil, just asked for number and email thats it. Limit is 15k
Deal Cadet Deal Cadet
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Simpl is simple
Post Mogul Post Mogul
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I use simpl from a long time, they are much better in everything. No call from anywhere . Limit is 15k and they do not report to cibil There offer is much better than payzapp and other
Deal Cadet Deal Cadet
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Simpl is always better. For meesho, magicpin and lot more offers running every time. Why to close? 

Deal Newbie Deal Newbie
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Hello sir. Today 4666rs is deducted from my simpl pay later account from some one.

Some one is hacked my account and doing rechrge 

Now i what to do

Critic Critic
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🙄😳😮

Can you share more details. In Simpl txn history what shows? which app?

What is Simpl customer care saying?!

Deal Newbie Deal Newbie
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but why ?. They are not reporting to cibil.

Deal Hunter Deal Hunter
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1. Can we pay first in simpl to increase limit? Heard simpl doesn't report to CIBIL.

2. What is the first limit for 0 cibil user?

Benevolent Benevolent
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I started with 500 rs. limit. Now I have 21600 rs. limit after 1.5 years.  

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Deal Newbie Deal Newbie
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I want to talk to customer care service and  delete the account

Cool Cool
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Should I close all my paylater account? Are they not good for cibil?
Deal Cadet Deal Cadet
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https://cdn0.desidime.com/attachments/photos/799109/original/Screenshot_from_2022-08-25_17-52-41.png?1661431368

Axio is not giving me NOC saying that the loan was never approved and hence permanently inactive in their system. How is this reported as live loan account in my CIBIL report ?

What are my options to get an NOC ? Who can I escalate this to ?

I never applied for Walnut Prime, did not give any OTP, did not do any KYC, did not link any bank account..

Pro DealBaba Pro DealBaba
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Any way to put limit/cap on spend or per transaction in simpl?
Deal Newbie Deal Newbie
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how can i cancel my simple

Deal Cadet Deal Cadet
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I am also using Simpl, never faced any problem.. Is it necessary to close account?? Why you all are deleting it?? Are their any chances of getting stucked in future if continue to use Simpl??
Deal Newbie Deal Newbie
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Plse deactivate my account in simply pay later Plse somebody was using my simply account Plse deactivate this.

Deal Newbie Deal Newbie
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I don't want simple pay account so i was deactivated

Deal Newbie Deal Newbie
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I want don't  want to such type of account and facilitates  because mostly I am staying abroad so you are requested to delete  simply a/c forever I don't  know how it is created without my intention it may be wrongly 

Deal Newbie Deal Newbie
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Hi, I am getting constant messages to pay for something,which I'm completely unaware of it ..Could you please check and tell what is included 

Deal Newbie Deal Newbie
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deactivatemyacouny

Deal Newbie Deal Newbie
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I want customer care number

Deal Newbie Deal Newbie
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Pls cancel my payment 

Deal Newbie Deal Newbie
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I want to delete my account  as i have not open it i dont know how it working please delete my account i am not using anything

Deal Newbie Deal Newbie
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Companies like SimplPay are mostly frauds. Such companies are not registered under the Indian regulatory systems, but escaping with some fraud registration abroad somewhere.  Unless and until the GOI does not impose strict compliance to control the whole digital/electronic/online transactions, their fraud upset ruling cheating &  looting public willing be prevailing. Such companies are all conveniently placed to digital  payment gateway

Deal Newbie Deal Newbie
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My account may please be closed at the earliest.

Deal Newbie Deal Newbie
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Plz delete simple 

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