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Whatsapp Pay UPI Users Limit Increased from 4 Crore to 10 Crore!

NPCI approves 100 Million Users Limit for Whatsapp Pay UPI. What can be expected from Whatsapp UPI Now? Check below.

by FighterMan Updated: 14 Apr, 2022, 11:42 IST
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The National Payments Corporation of India (NPCI) on 14th April 2022 i.e. today have Increased the Whatsapp Pay UPI Users Limit from 4 Crore to 10 Crore. Earlier, in November 2021 it had increased the limit from 2 Crore to 4 Crore.

https://cdn0.desidime.com/attachments/photos/759444/medium/UPI-Data-Sharing-With-Third-Party-App-Supreme-Court-Seeks-Response-From-WhatsApp.jpg?1649916608

Currently, Google Pay, PhonePe, and Paytm are leading the UPI Payments service in India. With Tata Pay started, and now Whatsapp UPI available to many more users, it will be interesting to see how this market shapes up.

Currently, Whatsapp has around 40 Crore active users which means that 30 Crore of them still won’t be able to use Whatsapp Pay UPI. We can expect the rollout for all users by the end of this year.

NPCI has a UPI policy where a UPI payment service provider is allowed to do only 30% UPI transactions in any 3 month period. This is to ensure that UPI users are divided well to separate load among all the service providers.

In November 2021 when the users limit was first increased, Whatsapp UPI came up with a ₹51 Cashback offer to boost its new service. Here, users got ₹51 Cashback upto 5 times for a UPI transaction to a new user on Whatsapp. Thus, a user could earn upto ₹255. However, this offer was only for Whatsapp Beta users. You can check the latest Whatsapp UPI offers here.

We expect Whatsapp to come up with good UPI offers now with this new rollout to get along with its peers in Google Pay, PhonePe, Amazon Pay, and many others. What do you think about Whatsapp UPI? Have you got the Whatsapp UPI feature? Please do share below. You can also read our article on Whatsapp UPI Launched in India : How to use Whatsapp Pay for Sending and Receiving Money?

4 Comments  |  
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Every 6 months baad baad Whatsapp Pay UPI k aise news aate rahega limit increase ka. 😀

I think logo ko ab interest nhi hoga, isiliye maine news post bhi nahi kiya tha kal.

Deal Captain Deal Captain
abhishek012 wrote:

Every 6 months baad baad Whatsapp Pay UPI k aise news aate rahega limit increase ka. 😀

I think logo ko ab interest bhi hoga, isiliye maine news post bhi nahi kiya tha kal.

Waise pichle ki taraah cb de raha hai to batana 🤣
@tappukepapa

Pro Shopping Friend Pro Shopping Friend
abhishek012 wrote:

Every 6 months baad baad Whatsapp Pay UPI k aise news aate rahega limit increase ka. 😀

I think logo ko ab interest nhi hoga, isiliye maine news post bhi nahi kiya tha kal.

what ‘limit’ has to do here ? I thought its UPI limit of user😄

Deal Newbie Deal Newbie

For a second, by reading title thought that the transaction limit for Whatsapp pay UPI users increased from 4 Cr to 10 Cr. But then thought when did UPI had 4 Cr as limit😂

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